<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEETS AND STATEMENTS OF INCOME AND IS QUALIFIED IN ITS 
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<RESTATED>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1995
<PERIOD-END>                               DEC-31-1995
<DEBT-HELD-FOR-SALE>                         2,772,900
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                     692,300
<MORTGAGE>                                           0
<REAL-ESTATE>                                        0
<TOTAL-INVEST>                               3,768,000
<CASH>                                          16,200
<RECOVER-REINSURE>                             338,100
<DEFERRED-ACQUISITION>                         181,900
<TOTAL-ASSETS>                               5,352,500
<POLICY-LOSSES>                              1,610,500
<UNEARNED-PREMIUMS>                          1,209,600
<POLICY-OTHER>                                       0
<POLICY-HOLDER-FUNDS>                                0
<NOTES-PAYABLE>                                675,900
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                     83,600
<COMMON>                                        72,100
<OTHER-SE>                                   1,320,100
<TOTAL-LIABILITY-AND-EQUITY>                 5,352,500
<PREMIUMS>                                   2,727,200
<INVESTMENT-INCOME>                            191,000
<INVESTMENT-GAINS>                              46,700
<OTHER-INCOME>                                  38,900
<BENEFITS>                                   1,943,800
<UNDERWRITING-AMORTIZATION>                    459,600
<UNDERWRITING-OTHER>                           167,200
<INCOME-PRETAX>                                345,900
<INCOME-TAX>                                    95,400
<INCOME-CONTINUING>                            250,500
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   250,500
<EPS-PRIMARY>                                     3.37<F1>
<EPS-DILUTED>                                     3.26<F1>
<RESERVE-OPEN>                               1,098,700
<PROVISION-CURRENT>                          2,002,100
<PROVISION-PRIOR>                             (56,600)
<PAYMENTS-CURRENT>                           1,204,500
<PAYMENTS-PRIOR>                               525,300
<RESERVE-CLOSE>                              1,314,400
<CUMULATIVE-DEFICIENCY>                       (56,600)
<FN>
<F1>Represents basic and diluted earnings per share as required by SFAS 128, 
"Earnings per Share," which replaces primary and fully diluted earnings per
share as previously reported.                         
</FN>