<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEETS OF COBANCORP INC. AND ITS SUBSIDIARIES AS OF
DECEMBER 31, 1997, AND THE RELATED STATEMENTS OF INCOME, CASH FLOWS AND
SHAREHOLDERS' EQUITY FOR THE PERIOD THEN ENDED AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000745276
<NAME> COBANCORP INC
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               DEC-31-1997
<CASH>                                          34,183
<INT-BEARING-DEPOSITS>                           1,867
<FED-FUNDS-SOLD>                                 6,350
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    135,845
<INVESTMENTS-CARRYING>                          18,895
<INVESTMENTS-MARKET>                            19,235
<LOANS>                                        414,196
<ALLOWANCE>                                      4,167
<TOTAL-ASSETS>                                 645,183
<DEPOSITS>                                     560,796
<SHORT-TERM>                                    18,121
<LIABILITIES-OTHER>                              7,440
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         6,567
<OTHER-SE>                                      52,260
<TOTAL-LIABILITIES-AND-EQUITY>                 645,183
<INTEREST-LOAN>                                 37,821
<INTEREST-INVEST>                                9,629
<INTEREST-OTHER>                                   691
<INTEREST-TOTAL>                                48,141
<INTEREST-DEPOSIT>                              18,475
<INTEREST-EXPENSE>                              19,087
<INTEREST-INCOME-NET>                           29,054
<LOAN-LOSSES>                                      225
<SECURITIES-GAINS>                                 494
<EXPENSE-OTHER>                                 29,941
<INCOME-PRETAX>                                  7,092
<INCOME-PRE-EXTRAORDINARY>                       5,524
<EXTRAORDINARY>                                    724
<CHANGES>                                            0
<NET-INCOME>                                     4,800
<EPS-PRIMARY>                                     1.39<F1>
<EPS-DILUTED>                                     1.37
<YIELD-ACTUAL>                                    5.31
<LOANS-NON>                                      2,584
<LOANS-PAST>                                        64
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 4,593
<CHARGE-OFFS>                                    1,095
<RECOVERIES>                                       445
<ALLOWANCE-CLOSE>                                4,168
<ALLOWANCE-DOMESTIC>                             3,993
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            175
<FN>
EPS-BASIC
</FN>