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                                                                    EXHIBIT 23.1


                        INDEPENDENT AUDITORS' CONSENT


The Board of Directors
FirstFederal Financial Services Corp.:

We consent to the use of our report incorporated herein by reference and to the
reference to our firm under the heading "Experts" in the registration statement
on Form S-4 of FirstFederal Financial Services Corp. (the "Corporation"). The
Corporation adopted the provisions of the Financial Accounting Standards
Board's Statement of Financial Accounting Standards No. 125, "Accounting for
Transfers and Servicing of Financial Assets and Extinguishments of
Liabilities", in 1997.


/s/ KPMG Peat Marwick LLP

Cleveland, Ohio
May 1, 1998