<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEETS AND STATEMENTS OF INCOME AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<RESTATED>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               MAR-31-1997
<DEBT-HELD-FOR-SALE>                         3,589,200
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                     940,400
<MORTGAGE>                                           0
<REAL-ESTATE>                                        0
<TOTAL-INVEST>                               4,677,800
<CASH>                                          28,300
<RECOVER-REINSURE>                             347,300
<DEFERRED-ACQUISITION>                         230,300
<TOTAL-ASSETS>                               6,675,300
<POLICY-LOSSES>                              1,969,500
<UNEARNED-PREMIUMS>                          1,671,300
<POLICY-OTHER>                                       0
<POLICY-HOLDER-FUNDS>                                0
<NOTES-PAYABLE>                                775,800
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        71,800
<OTHER-SE>                                   1,669,300
<TOTAL-LIABILITY-AND-EQUITY>                 6,675,300
<PREMIUMS>                                     894,300
<INVESTMENT-INCOME>                             62,600
<INVESTMENT-GAINS>                             (3,300)
<OTHER-INCOME>                                  11,400
<BENEFITS>                                     635,200
<UNDERWRITING-AMORTIZATION>                    128,600
<UNDERWRITING-OTHER>                            65,800
<INCOME-PRETAX>                                108,100
<INCOME-TAX>                                    31,600
<INCOME-CONTINUING>                             76,500
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    76,500
<EPS-PRIMARY>                                     1.07
<EPS-DILUTED>                                     1.02
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0