<ARTICLE> 9 <RESTATED> <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS 6-MOS 3-MOS <FISCAL-YEAR-END> DEC-31-1996 DEC-31-1996 DEC-31-1996 <PERIOD-END> SEP-30-1996 JUN-30-1996 MAR-31-1996 <CASH> 1,025,829 976,108 901,551 <INT-BEARING-DEPOSITS> 3,002 3,041 4,724 <FED-FUNDS-SOLD> 24,668 465,501 63,114 <TRADING-ASSETS> 11,444 10,935 13,466 <INVESTMENTS-HELD-FOR-SALE> 5,222,930 5,099,412 5,673,481 <INVESTMENTS-CARRYING> 367,308 66,796 74,213 <INVESTMENTS-MARKET> 376,473 67,226 75,392 <LOANS> 16,475,873 16,149,735 15,777,539 <ALLOWANCE> 230,989 226,669 226,627 <TOTAL-ASSETS> 23,998,460 23,626,111 23,382,990 <DEPOSITS> 16,153,791 15,953,494 15,811,559 <SHORT-TERM> 3,440,209 3,356,844 3,124,725 <LIABILITIES-OTHER> 2,117,058 2,093,936 2,184,824 <LONG-TERM> 520,713 488,501 502,689 <PREFERRED-MANDATORY> 0 0 0 <PREFERRED> 0 0 0 <COMMON> 1,290,938 1,075,735 1,075,060 <OTHER-SE> 475,751 657,601 684,133 <TOTAL-LIABILITIES-AND-EQUITY> 23,998,460 23,626,111 23,382,990 <INTEREST-LOAN> 1,046,769 690,563 342,167 <INTEREST-INVEST> 265,365 179,220 91,242 <INTEREST-OTHER> 10,882 7,782 4,642 <INTEREST-TOTAL> 1,323,016 877,565 438,051 <INTEREST-DEPOSIT> 431,636 285,533 143,361 <INTEREST-EXPENSE> 656,983 437,767 220,945 <INTEREST-INCOME-NET> 666,033 439,798 217,106 <LOAN-LOSSES> 51,333 28,355 14,195 <SECURITIES-GAINS> 13,379 7,212 7,115 <EXPENSE-OTHER> 510,502 342,029 170,012 <INCOME-PRETAX> 340,092 223,923 110,637 <INCOME-PRE-EXTRAORDINARY> 340,092 223,923 110,637 <EXTRAORDINARY> 0 0 0 <CHANGES> 0 0 0 <NET-INCOME> 225,137 147,693 72,404 <EPS-PRIMARY> 1.16 0.76 0.37 <EPS-DILUTED> 1.16 0.76 0.37 <YIELD-ACTUAL> 4.20 4.19 4.12 <LOANS-NON> 57,346 58,311 63,540 <LOANS-PAST> 40,301 35,094 30,345 <LOANS-TROUBLED> 5,725 6,726 6,334 <LOANS-PROBLEM> 0 0 0 <ALLOWANCE-OPEN> 222,487 226,628 222,487 <CHARGE-OFFS> 60,390 19,165 17,714 <RECOVERIES> 15,359 5,046 5,460 <ALLOWANCE-CLOSE> 230,989 226,669 226,628 <ALLOWANCE-DOMESTIC> 0 0 0 <ALLOWANCE-FOREIGN> 0 0 0 <ALLOWANCE-UNALLOCATED> 0 0 0