<ARTICLE> 9
<RESTATED> 
<MULTIPLIER> 1,000
       
                                                                       
<PERIOD-TYPE>                   9-MOS                   6-MOS                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1996             DEC-31-1996             DEC-31-1996
<PERIOD-END>                               SEP-30-1996             JUN-30-1996             MAR-31-1996
<CASH>                                       1,025,829                 976,108                 901,551
<INT-BEARING-DEPOSITS>                           3,002                   3,041                   4,724
<FED-FUNDS-SOLD>                                24,668                 465,501                  63,114
<TRADING-ASSETS>                                11,444                  10,935                  13,466
<INVESTMENTS-HELD-FOR-SALE>                  5,222,930               5,099,412               5,673,481
<INVESTMENTS-CARRYING>                         367,308                  66,796                  74,213
<INVESTMENTS-MARKET>                           376,473                  67,226                  75,392
<LOANS>                                     16,475,873              16,149,735              15,777,539
<ALLOWANCE>                                    230,989                 226,669                 226,627
<TOTAL-ASSETS>                              23,998,460              23,626,111              23,382,990
<DEPOSITS>                                  16,153,791              15,953,494              15,811,559
<SHORT-TERM>                                 3,440,209               3,356,844               3,124,725
<LIABILITIES-OTHER>                          2,117,058               2,093,936               2,184,824
<LONG-TERM>                                    520,713                 488,501                 502,689
<PREFERRED-MANDATORY>                                0                       0                       0
<PREFERRED>                                          0                       0                       0
<COMMON>                                     1,290,938               1,075,735               1,075,060
<OTHER-SE>                                     475,751                 657,601                 684,133
<TOTAL-LIABILITIES-AND-EQUITY>              23,998,460              23,626,111              23,382,990
<INTEREST-LOAN>                              1,046,769                 690,563                 342,167
<INTEREST-INVEST>                              265,365                 179,220                  91,242
<INTEREST-OTHER>                                10,882                   7,782                   4,642
<INTEREST-TOTAL>                             1,323,016                 877,565                 438,051
<INTEREST-DEPOSIT>                             431,636                 285,533                 143,361
<INTEREST-EXPENSE>                             656,983                 437,767                 220,945
<INTEREST-INCOME-NET>                          666,033                 439,798                 217,106
<LOAN-LOSSES>                                   51,333                  28,355                  14,195
<SECURITIES-GAINS>                              13,379                   7,212                   7,115
<EXPENSE-OTHER>                                510,502                 342,029                 170,012
<INCOME-PRETAX>                                340,092                 223,923                 110,637
<INCOME-PRE-EXTRAORDINARY>                     340,092                 223,923                 110,637
<EXTRAORDINARY>                                      0                       0                       0
<CHANGES>                                            0                       0                       0
<NET-INCOME>                                   225,137                 147,693                  72,404
<EPS-PRIMARY>                                     1.16                    0.76                    0.37
<EPS-DILUTED>                                     1.16                    0.76                    0.37
<YIELD-ACTUAL>                                    4.20                    4.19                    4.12
<LOANS-NON>                                     57,346                  58,311                  63,540
<LOANS-PAST>                                    40,301                  35,094                  30,345
<LOANS-TROUBLED>                                 5,725                   6,726                   6,334
<LOANS-PROBLEM>                                      0                       0                       0
<ALLOWANCE-OPEN>                               222,487                 226,628                 222,487
<CHARGE-OFFS>                                   60,390                  19,165                  17,714
<RECOVERIES>                                    15,359                   5,046                   5,460
<ALLOWANCE-CLOSE>                              230,989                 226,669                 226,628
<ALLOWANCE-DOMESTIC>                                 0                       0                       0
<ALLOWANCE-FOREIGN>                                  0                       0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0                       0