1 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported) June 16, 1998 WESTERN OHIO FINANCIAL CORPORATION - - -------------------------------------------------------------------------------- (Exact name of Registrant as specified in its Charter) DELAWARE 0-24120 31-1403116 - - -------------------------------------------------------------------------------- (State or other (Commission File (IRS Employer jurisdiction of Number) Identification incorporation) No.) 28 EAST MAIN STREET, SPRINGFIELD, OHIO 45501-0719 - - -------------------------------------------------------------------------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (937) 325-4683 -------------- 2 Item 5. Other Events. ------------- On June 16, 1998, Western Ohio Financial Corporation ("Western Ohio") entered into a definitive agreement to sell a branch of its subsidiary Cornerstone Bank to Oak Hills Savings and Loan Company, F.A. (See Exhibit 99.1). Also on June 16, 1998, Western Ohio entered into a definitive agreement to sell three branches of Cornerstone Bank to Enterprise Federal Savings Bank (See Exhibit 99.2). Item 7. Financial Statements and Exhibits. ---------------------------------- (c) Exhibits. 99.1 Press Release dated June 16, 1998, announcing sale of branch of Cornerstone Bank to Oak Hills Savings and Loan Company, F.A. 99.2 Press Release dated June 16, 1998, announcing sale of three branches of Cornerstone Bank to Enterprise Federal Savings Bank. 2 3 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized. WESTERN OHIO FINANCIAL CORPORATION Date: June 17, 1998 By: /s/ John W. Raisbeck John W. Raisbeck President and Chief Executive Officer