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                                                                Exhibit 23.2



                      CONSENT OF INDEPENDENT ACCOUNTANTS


We consent to the inclusion in this registration statement on Form S-1 (File
No. ________) of our reports dated July 24, 1998 and June 8, 1998, on our
audits of the financial statements of Conley, Canitano & Associates, Inc. and
Kelly-Levey & Associates, Inc. respectively.  We also consent to the references
to the firm under the captions "Experts" and "Selected Financial Data."




PricewaterhouseCoopers
July 24, 1998