<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-START> JAN-01-1998 <PERIOD-END> JUN-30-1998 <CASH> 92,026 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 603,806 <INVESTMENTS-CARRYING> 6,820 <INVESTMENTS-MARKET> 7,124 <LOANS> 1,608,382 <ALLOWANCE> 38,279 <TOTAL-ASSETS> 2,381,721 <DEPOSITS> 1,877,591 <SHORT-TERM> 242,351 <LIABILITIES-OTHER> 20,087 <LONG-TERM> 14,561 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 68,364 <OTHER-SE> 158,767 <TOTAL-LIABILITIES-AND-EQUITY> 2,381,721 <INTEREST-LOAN> 73,309 <INTEREST-INVEST> 18,572 <INTEREST-OTHER> 129 <INTEREST-TOTAL> 92,010 <INTEREST-DEPOSIT> 34,272 <INTEREST-EXPENSE> 38,839 <INTEREST-INCOME-NET> 53,171 <LOAN-LOSSES> 3,348 <SECURITIES-GAINS> 97 <EXPENSE-OTHER> 30,629 <INCOME-PRETAX> 31,120 <INCOME-PRE-EXTRAORDINARY> 21,532 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 21,532 <EPS-PRIMARY> 2.30 <EPS-DILUTED> 2.29 <YIELD-ACTUAL> 5.11 <LOANS-NON> 2,385 <LOANS-PAST> 2,402 <LOANS-TROUBLED> 465 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 35,595 <CHARGE-OFFS> 2,661 <RECOVERIES> 1,997 <ALLOWANCE-CLOSE> 38,279 <ALLOWANCE-DOMESTIC> 38,279 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0