<ARTICLE> 9
<RESTATED>
<CIK> 0000944745
<NAME> FIRST CITIZENS BANC CORP
<PERIOD-TYPE> 3-MOS YEAR 9-MOS 6-MOS
<FISCAL-YEAR-END> DEC-31-1998 DEC-31-1997 DEC-31-1997 DEC-31-1997
<PERIOD-START> JAN-01-1998 JAN-01-1997 JAN-01-1997 JAN-01-1997
<PERIOD-END> MAR-31-1998 DEC-31-1997 SEP-30-1997 JUN-30-1997
<CASH> 14,813,367 17,695,634 15,661,623 17,042,392
<INT-BEARING-DEPOSITS> 248,282 347,282 442,282 740,282
<FED-FUNDS-SOLD> 19,140,000 17,600,000 10,562,000 6,872,000
<TRADING-ASSETS> 0 0 0 0
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<INVESTMENTS-CARRYING> 4,601,684 6,737,206 9,563,021 40,063,790
<INVESTMENTS-MARKET> 4,646,843 6,796,389 0 40,157,713
<LOANS> 284,671,005 287,738,058 286,719,410 280,360,449
<ALLOWANCE> 4,704,700 4,707,051 3,479,438 4,070,099
<TOTAL-ASSETS> 481,729,450 484,118,372 474,349,447 473,595,785
<DEPOSITS> 400,837,600 402,183,241 391,160,319 391,141,215
<SHORT-TERM> 10,494,859 11,154,804 12,142,912 12,694,310
<LIABILITIES-OTHER> 3,835,391 5,092,858 3,388,711 3,838,863
<LONG-TERM> 14,182,740 14,488,034 14,790,282 15,088,267
<PREFERRED-MANDATORY> 0 0 0 0
<PREFERRED> 0 0 0 0
<COMMON> 23,257,520 23,257,520 23,257,520 23,257,520
<OTHER-SE> 29,121,340 27,941,915 29,609,703 27,575,610
<TOTAL-LIABILITIES-AND-EQUITY> 481,729,450 484,118,372 474,349,447 473,595,785
<INTEREST-LOAN> 6,284,484 24,274,287 17,875,587 11,580,666
<INTEREST-INVEST> 1,989,105 8,703,551 7,182,648 4,628,437
<INTEREST-OTHER> 266,341 930,400 64,088 271,159
<INTEREST-TOTAL> 8,539,930 33,908,238 25,122,323 16,480,262
<INTEREST-DEPOSIT> 3,951,969 15,247,451 11,240,356 7,361,154
<INTEREST-EXPENSE> 4,280,074 16,675,000 945,306 7,972,530
<INTEREST-INCOME-NET> 4,259,856 17,238,238 12,936,661 8,507,732
<LOAN-LOSSES> 108,000 1,129,468 434,500 316,500
<SECURITIES-GAINS> 19,580 107,057 146,384 (28,672)
<EXPENSE-OTHER> 3,319,444 14,190,411 10,008,526 6,522,808
<INCOME-PRETAX> 1,763,577 5,999,483 5,532,902 3,676,093
<INCOME-PRE-EXTRAORDINARY> 1,260,419 4,440,544 5,532,902 2,683,777
<EXTRAORDINARY> 0 0 0 0
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<EPS-PRIMARY> .30 1.04 0.93 .63
<EPS-DILUTED> .03 1.04 0.93 .63
<YIELD-ACTUAL> 3.68 3.83 3.91 3.88
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<ALLOWANCE-UNALLOCATED> 1,680,799 1,543,893 1,298,061 1,589,193