<ARTICLE> 9
<RESTATED>
<CIK> 0000944745
<NAME> FIRST CITIZENS BANC CORP
<PERIOD-TYPE> 3-MOS YEAR 9-MOS 6-MOS
<FISCAL-YEAR-END> DEC-31-1997 DEC-31-1996 DEC-31-1996 DEC-31-1996
<PERIOD-START> JAN-01-1997 JAN-01-1996 JAN-01-1996 JAN-01-1996
<PERIOD-END> MAR-31-1997 DEC-31-1996 SEP-30-1996 JUN-30-1996
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<INT-BEARING-DEPOSITS> 839,282 1,033,282 1,035,031 1,134,031
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<SHORT-TERM> 8,077,900 11,733,533 12,357,337 10,553,872
<LIABILITIES-OTHER> 3,152,171 4,005,207 3,733,744 2,997,258
<LONG-TERM> 16,432,102 15,671,686 15,957,237 16,238,762
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<OTHER-SE> 26,523,194 25,430,818 25,594,343 23,635,071
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<INTEREST-INVEST> 3,465,554 10,075,073 7,769,075 5,150,314
<INTEREST-OTHER> 13,319 337,309 4,006 2,242
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<INTEREST-INCOME-NET> 4,186,853 16,282,236 12,192,757 8,041,893
<LOAN-LOSSES> 113,500 733,350 268,500 159,000
<SECURITIES-GAINS> (28,750) 58,771 17,850 15,850
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