<ARTICLE> 9 <RESTATED> <CIK> 0000944745 <NAME> FIRST CITIZENS BANC CORP <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> Dec-31-1996 <PERIOD-START> JAN-01-1996 <PERIOD-END> MAR-31-1996 <CASH> 17,329,676 <INT-BEARING-DEPOSITS> 1,527,031 <FED-FUNDS-SOLD> 11,738,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 110,968,569 <INVESTMENTS-CARRYING> 48,758,266 <INVESTMENTS-MARKET> 0 <LOANS> 239,973,307 <ALLOWANCE> 3,292,329 <TOTAL-ASSETS> 444,772,654 <DEPOSITS> 371,038,859 <SHORT-TERM> 6,160,250 <LIABILITIES-OTHER> 3,739,840 <LONG-TERM> 16,516,315 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 23,257,520 <OTHER-SE> 24,059,870 <TOTAL-LIABILITIES-AND-EQUITY> 444,772,654 <INTEREST-LOAN> 5,352,415 <INTEREST-INVEST> 2,585,213 <INTEREST-OTHER> 1,267 <INTEREST-TOTAL> 7,938,894 <INTEREST-DEPOSIT> 3,583,788 <INTEREST-EXPENSE> 327,331 <INTEREST-INCOME-NET> 4,027,775 <LOAN-LOSSES> 79,500 <SECURITIES-GAINS> 5,550 <EXPENSE-OTHER> 2,854,091 <INCOME-PRETAX> 1,954,379 <INCOME-PRE-EXTRAORDINARY> 1,954,379 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 1,443,108 <EPS-PRIMARY> 0.34 <EPS-DILUTED> 0.34 <YIELD-ACTUAL> 3.87 <LOANS-NON> 1,961,000 <LOANS-PAST> 1,799,000 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 3,259,569 <CHARGE-OFFS> 80,000 <RECOVERIES> 32,000 <ALLOWANCE-CLOSE> 3,292,329 <ALLOWANCE-DOMESTIC> 3,292,329 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 1,389,723