<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
STATEMENT OF CONDITION AND STATEMENT OF OPERATION FOR THE PERIOD ENDED JUNE 30,
1998 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000928592
<NAME> PVF CAPITAL CORP
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> JUN-30-1998
<PERIOD-START> JUL-01-1997
<PERIOD-END> JUN-30-1998
<CASH> 2,448
<INT-BEARING-DEPOSITS> 394
<FED-FUNDS-SOLD> 20,375
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 0
<INVESTMENTS-CARRYING> 27,800
<INVESTMENTS-MARKET> 27,768
<LOANS> 370,643
<ALLOWANCE> 2,687
<TOTAL-ASSETS> 433,279
<DEPOSITS> 344,229
<SHORT-TERM> 11,060
<LIABILITIES-OTHER> 11,457
<LONG-TERM> 36,324
<PREFERRED-MANDATORY> 0
<PREFERRED> 0
<COMMON> 40
<OTHER-SE> 31,169
<TOTAL-LIABILITIES-AND-EQUITY> 433,279
<INTEREST-LOAN> 32,655
<INTEREST-INVEST> 1,710
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 34,365
<INTEREST-DEPOSIT> 17,062
<INTEREST-EXPENSE> 19,558
<INTEREST-INCOME-NET> 14,807
<LOAN-LOSSES> 246
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 8,850
<INCOME-PRETAX> 7,307
<INCOME-PRE-EXTRAORDINARY> 7,307
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 4,928
<EPS-PRIMARY> 1.25
<EPS-DILUTED> 1.20
<YIELD-ACTUAL> 3.78
<LOANS-NON> 3,283
<LOANS-PAST> 163
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 2,675
<CHARGE-OFFS> 237
<RECOVERIES> 3
<ALLOWANCE-CLOSE> 2,687
<ALLOWANCE-DOMESTIC> 2,687
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 2,597