<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM HUNTINGTON
BANCSHARES INCORPORATED'S QUARTERLY REPORT ON FORM 10Q FOR THE QUARTER ENDED
SEPTEMBER 30, 1998, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-END>                               SEP-30-1998
<CASH>                                       1,143,684
<INT-BEARING-DEPOSITS>                           2,776
<FED-FUNDS-SOLD>                                14,641
<TRADING-ASSETS>                                13,039
<INVESTMENTS-HELD-FOR-SALE>                  4,536,798
<INVESTMENTS-CARRYING>                          26,937
<INVESTMENTS-MARKET>                            27,443
<LOANS>                                     19,437,628
<ALLOWANCE>                                    286,122
<TOTAL-ASSETS>                              27,355,096
<DEPOSITS>                                  19,246,735
<SHORT-TERM>                                 1,782,208
<LIABILITIES-OTHER>                            551,425
<LONG-TERM>                                    731,779
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                     2,152,076
<OTHER-SE>                                      65,973
<TOTAL-LIABILITIES-AND-EQUITY>              27,355,096
<INTEREST-LOAN>                              1,221,686
<INTEREST-INVEST>                              249,687
<INTEREST-OTHER>                                27,596
<INTEREST-TOTAL>                             1,498,969
<INTEREST-DEPOSIT>                             502,226
<INTEREST-EXPENSE>                             745,177
<INTEREST-INCOME-NET>                          753,792
<LOAN-LOSSES>                                   70,936
<SECURITIES-GAINS>                              28,020
<EXPENSE-OTHER>                                614,997
<INCOME-PRETAX>                                397,575
<INCOME-PRE-EXTRAORDINARY>                     397,575
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   270,550
<EPS-PRIMARY>                                     1.28
<EPS-DILUTED>                                     1.27
<YIELD-ACTUAL>                                    4.24
<LOANS-NON>                                     70,210
<LOANS-PAST>                                    63,998
<LOANS-TROUBLED>                                 4,798
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               258,171
<CHARGE-OFFS>                                   89,516
<RECOVERIES>                                    24,489
<ALLOWANCE-CLOSE>                              286,122
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0