<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM METROPOLITAN FINANCIAL CORP. SEPTEMBER 30, 1998 FORM 10-Q, INCLUDING THE CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION, CONSOLIDATED STATEMENTS OF OPERATIONS, CONSOLIDATED STATEMENTS OF CASH FLOWS AND THE ACCOMPANYING NOTES AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-START> JAN-01-1998 <PERIOD-END> SEP-30-1998 <CASH> 16,355 <INT-BEARING-DEPOSITS> 18,961 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 100,254 <INVESTMENTS-CARRYING> 16,216 <INVESTMENTS-MARKET> 16,216 <LOANS> 974,277 <ALLOWANCE> 7,059 <TOTAL-ASSETS> 1,171,422 <DEPOSITS> 886,008 <SHORT-TERM> 45,000 <LIABILITIES-OTHER> 19,492 <LONG-TERM> 152,250 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 0 <OTHER-SE> 40,922 <TOTAL-LIABILITIES-AND-EQUITY> 1,171,422 <INTEREST-LOAN> 52,291 <INTEREST-INVEST> 8,589 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 60,880 <INTEREST-DEPOSIT> 30,315 <INTEREST-EXPENSE> 37,818 <INTEREST-INCOME-NET> 23,062 <LOAN-LOSSES> 2,050 <SECURITIES-GAINS> 70 <EXPENSE-OTHER> 18,311 <INCOME-PRETAX> 8,167 <INCOME-PRE-EXTRAORDINARY> 5,159 <EXTRAORDINARY> 245 <CHANGES> 0 <NET-INCOME> 4,914 <EPS-PRIMARY> 0.70 <EPS-DILUTED> 0.69 <YIELD-ACTUAL> 3.25 <LOANS-NON> 14,039 <LOANS-PAST> 422 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 2,896 <ALLOWANCE-OPEN> 5,622 <CHARGE-OFFS> 653 <RECOVERIES> 40 <ALLOWANCE-CLOSE> 7,059 <ALLOWANCE-DOMESTIC> 7,059 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0