<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM HUNTINGTON BANCSHARES INCORPORATED'S FORM 10 K, ITEM 8.
FOR THE YEAR ENDED DECEMBER 31, 1998, AND IS QUALIFIED
IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   OTHER
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-END>                               DEC-31-1998
<CASH>                                       1,215,814
<INT-BEARING-DEPOSITS>                         102,564
<FED-FUNDS-SOLD>                               135,764
<TRADING-ASSETS>                                 3,839
<INVESTMENTS-HELD-FOR-SALE>                  4,781,415
<INVESTMENTS-CARRYING>                          24,934
<INVESTMENTS-MARKET>                            25,044
<LOANS>                                     19,921,215
<ALLOWANCE>                                    290,948
<TOTAL-ASSETS>                              28,296,336
<DEPOSITS>                                  19,722,772
<SHORT-TERM>                                 2,216,644
<LIABILITIES-OTHER>                            660,866
<LONG-TERM>                                    707,359
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                     2,152,076
<OTHER-SE>                                     (3,281)
<TOTAL-LIABILITIES-AND-EQUITY>              28,296,336
<INTEREST-LOAN>                              1,641,081
<INTEREST-INVEST>                              323,595
<INTEREST-OTHER>                                34,688
<INTEREST-TOTAL>                             1,999,346
<INTEREST-DEPOSIT>                             672,433
<INTEREST-EXPENSE>                             978,271
<INTEREST-INCOME-NET>                        1,021,093
<LOAN-LOSSES>                                  105,242
<SECURITIES-GAINS>                              29,793
<EXPENSE-OTHER>                                913,929
<INCOME-PRETAX>                                440,122
<INCOME-PRE-EXTRAORDINARY>                     440,122
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   301,768
<EPS-PRIMARY>                                     1.43
<EPS-DILUTED>                                     1.41
<YIELD-ACTUAL>                                    4.28
<LOANS-NON>                                     72,429
<LOANS-PAST>                                    51,037
<LOANS-TROUBLED>                                 4,706
<LOANS-PROBLEM>                                 27,096
<ALLOWANCE-OPEN>                               258,171
<CHARGE-OFFS>                                  126,355
<RECOVERIES>                                    31,848
<ALLOWANCE-CLOSE>                              290,948
<ALLOWANCE-DOMESTIC>                           255,332
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         35,616