1 EXHIBIT NO. 21.1 SUBSIDIARIES OF THE CORPORATION - ---------------- Name of Subsidiary State of Incorporation - ------------------ ---------------------- The First National Bank of Zanesville National banking association under 422 Main Street the laws of the United States Zanesville, OH 43701 The First National Bank of Zanesville operates under the name of First National Bank in Muskingum County, Ohio and under the divisional name of Bank First National outside of Muskingum County.