1
OHIO CASUALTY GROUP Exhibit 28
SCHEDULE P-PART 1 - SUMMARY
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 16,173,485 9,119,653
1989 1,393,527,230 29,350,534 1,364,176,696 797,552,297 15,424,545
1990 1,462,962,148 24,961,247 1,438,000,901 859,124,775 10,921,310
1991 1,495,615,389 26,560,767 1,469,054,622 897,763,987 36,621,720
1992 1,550,273,214 32,683,713 1,517,589,501 917,421,951 24,834,805
1993 1,423,123,140 43,696,082 1,379,427,058 820,224,976 8,123,780
1994 1,342,790,625 45,133,158 1,297,657,467 784,813,020 4,550,440
1995 1,305,588,605 41,012,065 1,264,576,540 685,672,605 -1,589,973
1996 1,253,886,669 30,533,833 1,223,352,836 687,458,390 -11,868,310
1997 1,236,434,526 32,169,380 1,204,265,146 528,629,625 -25,942,202
1998 1,321,641,601 53,814,016 1,267,827,585 418,206,780 -37,472,766
TOTAL XXXX XXXX XXXX 7,413,041,893 32,723,003
SALVAGE &
SUBROGATION
ALLOCATED LOSS EXPENSE PAYMENTS UNALLOCATED LOSS EXPENSE PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 6,151,342 1,098,023 549,054 -188,404 836,102
1989 68,534,419 731,016 65,165,741 -15,222 34,888,751
1990 77,652,581 766,464 67,441,224 -11,775 34,870,878
1991 74,759,936 2,032,553 67,373,610 -37,105 34,311,791
1992 73,668,813 1,085,561 73,166,000 -35,041 35,334,605
1993 63,347,188 425,123 66,315,395 -114,426 28,635,507
1994 53,255,826 -779,490 70,194,665 -326,974 28,555,095
1995 39,977,558 -1,662,729 64,210,501 -700,728 27,022,759
1996 30,617,305 -3,088,478 69,584,998 -1,610,736 25,347,505
1997 12,130,316 -3,969,417 57,587,707 -2,883,083 23,053,561
1998 -1,304,515 -2,794,878 52,698,047 -3,424,117 11,596,967
TOTAL 498,790,770 -6,156,252 654,286,942 -9,347,611 284,453,523
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 12,844,609 XXXX
1989 915,112,118 XXXX
1990 992,542,582 XXXX
1991 1,001,280,365 XXXX
1992 1,038,371,438 XXXX
1993 941,453,082 XXXX
1994 904,819,535 XXXX
1995 793,814,096 XXXX
1996 804,228,217 XXXX
1997 631,142,350 XXXX
1998 513,292,073 XXXX
TOTAL 8,548,900,465 XXXX
LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR CASE BASIS
(1) (14) (15) (16) (17) (18)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 104,691,883 37,787,926 22,232,210 418,943 4,550,154
1989 22,660,564 4,256,391 5,147,714 175,050 1,483,205
1990 25,660,455 6,821,926 8,778,309 260,533 1,906,004
1991 20,876,086 690,148 10,825,731 253,179 2,680,352
1992 26,123,905 1,620,418 12,234,273 241,979 3,396,467
1993 45,230,670 14,058,243 16,474,200 566,800 4,812,773
1994 45,003,647 5,095,389 16,208,560 1,002,561 6,594,755
1995 67,078,121 9,199,601 22,174,963 1,747,849 10,903,151
1996 97,303,597 14,437,904 39,065,207 4,025,418 17,388,194
1997 131,586,376 17,791,523 97,445,732 13,724,488 24,415,975
1998 218,120,132 21,303,087 236,062,308 34,443,446 30,672,478
TOTAL 804,335,438 133,062,556 486,649,207 56,860,245 108,803,509
ALLOCATED LOSS EXPENSES UNPAID UNALLOCATED LOSS EXPENSES
CASE BASIS BULK + IBNR UNPAID
(1) (19) (20) (21) (22) (23)
ACC/YR CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 561,994 20,615,651 114,368 8,445,636 4,016,000
1989 166,967 3,764,691 35,094 1,193,668 126,596
1990 204,996 4,677,183 38,671 1,810,703 229,910
1991 262,117 6,689,724 72,297 1,673,740 46,914
1992 380,523 6,139,423 126,223 2,201,212 242,318
1993 515,949 6,883,200 231,674 2,939,038 166,382
1994 718,898 5,348,740 477,721 3,111,040 110,564
1995 1,218,488 8,707,648 910,330 4,945,841 259,600
1996 1,916,938 14,544,345 1,577,936 8,538,522 640,281
1997 2,859,966 19,816,248 2,272,733 15,274,091 1,791,471
1998 3,311,227 22,517,310 2,476,795 33,795,334 3,809,844
TOTAL 12,118,063 119,704,164 8,333,842 83,928,825 11,439,880
SALVAGE & TOTAL NET NUMBER OF
(1) SUBROGATION LOSSES & CLAIMS
ACC/YR ANTICIPATED EXPENSES UNPAID OUTSTANDING
(24) (25) (26)
DIR & ASSUMED
PRIOR 0 117,636,303 XXXX
1989 0 29,489,745 XXXX
1990 0 35,276,620 XXXX
1991 0 41,420,979 XXXX
1992 0 47,483,820 XXXX
1993 0 60,800,833 XXXX
1994 0 68,861,609 XXXX
1995 0 100,473,856 XXXX
1996 0 154,241,388 XXXX
1997 0 250,098,241 XXXX
1998 0 475,823,162 XXXX
TOTAL 0 1,381,606,557 XXXX
TOTAL LOSSES & LOSS EXPENSES INCURRED LOSS AND LOSS EXPENSE PERCENTAGE
(1) (27) (28) (29) (30) (31)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX XXXX XXXX
1989 965,502,300 20,900,437 944,601,863 69.3 71.2
1990 1,047,051,236 19,232,034 1,027,819,202 71.6 77.0
1991 1,082,643,167 39,941,823 1,042,701,344 72.4 150.4
1992 1,114,352,044 28,496,786 1,085,855,258 71.9 87.2
1993 1,026,227,440 23,973,525 1,002,253,916 72.1 54.9
1994 984,530,253 10,849,109 973,681,143 73.3 24.0
1995 903,670,389 9,382,436 894,287,952 69.2 22.9
1996 964,500,558 6,030,952 958,469,606 76.9 19.8
1997 886,886,071 5,645,480 881,240,592 71.7 17.5
1998 1,010,767,873 21,652,638 989,115,235 76.5 40.2
TOTAL XXXX XXXX XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT PARTICIPATION % AFTER DISCOUNT
(1) (32) (33) (34) (35) (36)
ACC/YR NET LOSS LOSS EXPENSE LOSSES UNPAID
PRIOR XXXX 0 0 XXXX 88,717,224
1989 69.2 0 0 0.0 23,376,837
1990 71.5 0 0 0.0 27,356,306
1991 71.0 0 0 0.0 30,758,490
1992 71.6 0 0 0.0 36,495,782
1993 72.7 0 0 0.0 47,079,828
1994 75.0 0 0 0.0 55,114,257
1995 70.7 0 0 0.0 78,305,635
1996 78.3 0 0 0.0 117,905,482
1997 73.2 0 0 0.0 197,516,096
1998 78.0 0 0 0.0 398,435,907
TOTAL XXXX 0 0 XXXX 1,101,061,844
NET BALANCE SHEET RESERVES
AFTER DISCOUNT
(1) (37)
ACC/YR LOSS EXPENSES
UNPAID
PRIOR 28,919,079
1989 6,112,908
1990 7,920,314
1991 10,662,489
1992 10,988,038
1993 13,721,006
1994 13,747,352
1995 22,168,222
1996 36,335,906
1997 52,582,145
1998 77,387,255
TOTAL 280,544,713
98
2
OHIO CASUALTY GROUP
SCHEDULE P-PART 1A - HOMEOWNERS
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 67,468 0
1989 167,250,533 2,262,236 164,988,297 103,364,639 0
1990 172,691,271 2,320,885 170,370,386 114,504,433 378,204
1991 180,475,310 3,102,136 177,373,174 145,961,190 19,995,461
1992 187,626,381 3,099,967 184,526,414 138,453,118 6,593,491
1993 176,137,420 8,407,961 167,729,459 127,072,206 494,000
1994 167,093,737 9,016,379 158,077,358 136,082,199 91,905
1995 169,545,732 8,427,980 161,117,752 108,890,701 0
1996 170,607,856 4,977,843 165,630,013 153,126,180 31,267
1997 172,710,473 6,175,490 166,534,984 103,209,689 0
1998 184,421,391 6,621,418 177,799,973 100,930,521 0
TOTAL XXXX XXXX XXXX 1,231,662,344 27,584,327
SALVAGE &
SUBROGATION
ALLOCATED LOSS EXPENSE PAYMENTS UNALLOCATED LOSS EXPENSE PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 50,383 0 1,990 0 6,108
1989 5,837,566 13 4,061,915 0 1,563,079
1990 5,787,343 179 4,578,527 0 1,893,434
1991 6,111,848 287,977 5,505,837 0 1,349,127
1992 7,119,820 618,218 9,469,920 0 1,738,895
1993 7,213,620 4,165 9,078,270 0 1,315,968
1994 7,322,545 595 10,846,833 0 1,709,812
1995 5,292,919 0 8,359,084 0 1,030,529
1996 6,448,538 0 12,193,490 0 996,372
1997 2,660,839 0 9,347,999 0 597,734
1998 62,866 0 10,062,660 0 242,411
TOTAL 53,908,288 911,148 83,506,526 0 12,443,469
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 119,841 XXXX
1989 113,264,106 65,762
1990 124,491,920 65,037
1991 137,295,437 66,256
1992 147,831,150 67,902
1993 142,865,932 67,895
1994 154,159,077 72,556
1995 122,542,705 54,989
1996 171,736,941 73,234
1997 115,218,527 48,176
1998 111,056,046 51,494
TOTAL 1,340,581,682 XXXX
LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR CASE BASIS
(1) (14) (15) (16) (17) (18)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 477,872 2,000 0 0 41,717
1989 154,164 0 0 0 38,674
1990 162,295 0 4,085 0 39,435
1991 138,744 11,632 0 0 39,302
1992 469,183 1 10,705 391 84,197
1993 1,184,020 5,000 545,389 783 170,269
1994 1,299,464 0 52,122 783 285,648
1995 2,007,989 3 194,210 4,698 596,687
1996 2,816,643 0 340,228 8,613 1,015,637
1997 7,105,124 5,000 1,392,833 47,370 1,650,410
1998 24,436,501 134,300 9,024,376 328,848 2,507,353
TOTAL 40,251,999 157,936 11,563,948 391,486 6,469,329
ALLOCATED LOSS EXPENSES UNPAID UNALLOCATED LOSS EXPENSES
CASE BASIS BULK + IBNR UNPAID
(1) (19) (20) (21) (22) (23)
ACC/YR CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 140 12,019 358 6,092 39
1989 64 5,508 164 5,813 0
1990 87 10,847 224 6,554 0
1991 145 12,519 373 4,233 225
1992 262 22,535 670 14,624 14
1993 640 482,987 1,640 175,987 125
1994 1,308 137,755 3,355 46,512 28
1995 2,732 289,061 7,008 79,821 170
1996 4,650 486,142 11,928 117,056 312
1997 7,557 730,681 19,383 271,667 1,814
1998 11,481 1,015,512 29,448 992,365 14,518
TOTAL 29,066 3,205,566 74,551 1,720,723 17,246
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ANTICIPATED EXPENSES UNPAID OUTSTANDING
(1) (24) (25) (26)
ACC/YR DIR & ASSUMED
PRIOR 0 535,163 11
1989 0 203,931 8
1990 0 222,906 11
1991 0 182,423 13
1992 0 599,905 16
1993 0 2,550,464 34
1994 0 1,816,028 70
1995 0 3,153,156 104
1996 0 4,750,203 235
1997 0 11,069,591 620
1998 0 37,457,511 5,881
TOTAL 0 62,541,280 7,003
TOTAL LOSSES & LOSS EXPENSES INCURRED LOSS AND LOSS EXPENSE PERCENTAGE
(1) (27) (28) (29) (30) (31)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX XXXX XXXX
1989 113,468,279 241 113,468,038 67.8 0.0
1990 125,093,520 378,694 124,714,825 72.4 16.3
1991 157,773,674 20,295,813 137,477,861 87.4 654.3
1992 155,644,102 7,213,047 148,431,054 83.0 232.7
1993 145,922,748 506,353 145,416,395 82.8 6.0
1994 156,073,079 97,974 155,975,104 93.4 1.1
1995 125,710,472 14,611 125,695,861 74.1 0.2
1996 176,543,914 56,771 176,487,143 103.5 1.1
1997 126,369,243 81,124 126,288,119 73.2 1.3
1998 149,032,153 518,595 148,513,558 80.8 7.8
TOTAL XXXX XXXX XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT PARTICIPATION % AFTER DISCOUNT
(1) (32) (33) (34) (35) (36)
ACC/YR NET LOSS LOSS EXPENSE LOSSES UNPAID
PRIOR XXXX 0 0 XXXX 475,872
1989 68.8 0 0 0.0 154,164
1990 73.2 0 0 0.0 166,380
1991 77.5 0 0 0.0 127,112
1992 80.4 0 0 0.0 479,495
1993 86.7 0 0 0.0 1,723,626
1994 98.7 0 0 0.0 1,350,803
1995 78.0 0 0 0.0 2,197,498
1996 106.6 0 0 0.0 3,148,259
1997 75.8 0 0 0.0 8,445,587
1998 83.5 0 0 0.0 32,997,728
TOTAL XXXX 0 0 XXXX 51,266,525
NET BALANCE SHEET RESERVES
AFTER DISCOUNT
(1) (37)
ACC/YR LOSS EXPENSES
UNPAID
PRIOR 59,291
1989 49,767
1990 56,526
1991 55,311
1992 120,409
1993 826,837
1994 465,224
1995 955,658
1996 1,601,944
1997 2,624,004
1998 4,459,783
TOTAL 11,274,755
99
3
OHIO CASUALTY GROUP
SCHEDULE P-PART 1B - PRIVATE PASSENGER AUTO
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 1,883,433 1,729,080
1989 318,461,609 7,648,858 310,812,750 239,774,149 3,138,448
1990 333,396,443 6,675,812 326,720,631 255,431,866 2,283,257
1991 339,450,775 6,390,994 333,059,781 245,162,411 2,096,752
1992 362,947,213 7,108,258 355,838,955 262,640,280 2,299,626
1993 334,285,756 12,196,407 322,089,349 247,830,720 3,418,530
1994 320,149,419 12,617,186 307,532,233 229,202,180 -594,389
1995 305,098,094 7,698,429 297,399,665 206,334,129 -6,087,691
1996 290,090,509 7,674,484 282,416,025 166,903,090 -17,008,639
1997 286,421,257 9,267,645 277,153,612 116,746,799 -28,483,962
1998 312,015,418 19,374,078 292,641,340 51,126,525 -33,730,800
TOTAL XXXX XXXX XXXX 2,023,035,582 -70,939,788
SALVAGE &
SUBROGATION
ALLOCATED LOSS EXPENSE PAYMENTS UNALLOCATED LOSS EXPENSE PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 89,924 16,944 -30,514 -188,404 109,845
1989 12,725,299 -88,045 24,200,959 -15,222 5,812,547
1990 13,906,394 -27,545 24,773,067 -11,775 5,884,787
1991 14,358,647 -93,309 22,909,716 -37,105 4,878,591
1992 16,522,577 -116,396 22,770,834 -35,041 4,914,989
1993 15,496,887 -292,329 21,249,766 -114,426 5,557,753
1994 13,455,490 -899,654 21,817,646 -326,974 4,548,201
1995 10,335,866 -1,747,531 20,627,918 -700,728 4,398,141
1996 5,254,937 -3,076,218 20,960,938 -1,610,736 3,300,086
1997 -119,712 -4,046,988 15,460,709 -2,883,083 2,560,412
1998 -2,200,973 -2,724,212 10,572,830 -3,444,913 1,273,060
TOTAL 99,825,337 -13,095,285 205,313,870 -9,368,406 43,238,413
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 385,222 XXXX
1989 273,665,226 64,144
1990 291,867,391 61,389
1991 280,464,437 57,898
1992 299,785,502 60,080
1993 281,565,598 54,982
1994 266,296,332 53,275
1995 245,833,865 49,218
1996 214,814,557 48,013
1997 167,501,830 46,848
1998 99,398,307 48,344
TOTAL 2,421,578,268 XXXX
LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR CASE BASIS
(1) (14) (15) (16) (17) (18)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 15,088,996 11,734,451 1,475,491 401,667 547,828
1989 1,095,472 348,251 618,754 168,441 142,592
1990 849,879 268,458 880,535 239,705 154,642
1991 2,043,045 655,204 793,358 223,973 260,061
1992 4,054,424 1,129,332 705,685 198,059 494,873
1993 5,897,334 1,622,357 1,746,761 502,695 818,063
1994 14,111,817 5,038,496 3,015,153 918,649 1,488,289
1995 25,331,078 7,978,935 4,951,459 1,603,300 2,913,809
1996 46,904,292 14,033,134 11,009,402 3,730,583 5,020,500
1997 63,157,304 15,448,250 41,338,445 13,048,475 7,517,883
1998 96,615,649 18,162,545 104,397,282 31,648,370 8,032,861
TOTAL 275,149,290 76,419,413 170,932,326 52,683,917 27,391,401
ALLOCATED LOSS EXPENSES UNPAID UNALLOCATED LOSS EXPENSES
CASE BASIS BULK + IBNR UNPAID
(1) (19) (20) (21) (22) (23)
ACC/YR CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 195,823 373,916 104,520 1,207,964 3,267,317
1989 47,612 101,848 30,737 109,726 12,883
1990 50,684 108,591 32,639 112,176 18,334
1991 79,865 193,874 62,707 182,140 45,965
1992 161,266 356,039 109,353 378,153 228,296
1993 248,042 614,813 200,961 504,109 50,800
1994 399,325 1,194,498 423,478 937,326 106,796
1995 793,274 2,323,174 817,037 1,843,207 218,640
1996 1,350,792 4,024,411 1,424,606 3,785,592 613,251
1997 2,097,990 5,924,937 2,054,103 7,970,216 1,711,286
1998 2,254,648 6,313,364 2,181,241 16,381,950 3,708,153
TOTAL 7,679,320 21,529,465 7,441,382 33,412,560 9,981,721
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
(1) ANTICIPATED EXPENSES UNPAID OUTSTANDING
ACC/YR (24) (25) (26)
DIR & ASSUMED
PRIOR 0 2,990,416 150
1989 0 1,460,468 23
1990 0 1,496,003 31
1991 0 2,404,765 42
1992 0 4,162,867 95
1993 0 6,956,226 181
1994 0 13,860,339 364
1995 0 25,951,542 763
1996 0 49,591,833 1,641
1997 0 91,548,682 3,545
1998 0 173,786,148 14,654
TOTAL 0 374,209,288 21,489
TOTAL LOSSES & LOSS EXPENSES INCURRED LOSS AND LOSS EXPENSE PERCENTAGE
(1) (27) (28) (29) (30) (31)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX XXXX XXXX
1989 278,768,799 3,643,105 275,125,695 87.5 47.6
1990 296,217,150 2,853,756 293,363,394 88.8 42.7
1991 285,903,253 3,034,051 282,869,202 84.2 47.5
1992 307,922,865 3,974,496 303,948,369 84.8 55.9
1993 294,158,454 5,636,630 288,521,824 88.0 46.2
1994 285,222,399 5,065,727 280,156,671 89.1 40.1
1995 274,660,641 2,875,235 271,785,406 90.0 37.3
1996 263,863,163 -543,227 264,406,390 91.0 -7.1
1997 257,996,582 -1,053,930 259,050,512 90.1 -11.4
1998 291,239,488 18,055,033 273,184,454 93.3 93.2
TOTAL XXXX XXXX XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT PARTICIPATION % AFTER DISCOUNT
(1) (32) (33) (34) (35) (36)
ACC/YR NET LOSS LOSS EXPENSE LOSSES UNPAID
PRIOR XXXX 0 0 XXXX 4,428,369
1989 88.5 0 0 0.0 1,197,534
1990 89.8 0 0 0.0 1,222,251
1991 84.9 0 0 0.0 1,957,226
1992 85.4 0 0 0.0 3,432,718
1993 89.6 0 0 0.0 5,519,044
1994 91.1 0 0 0.0 11,169,824
1995 91.4 0 0 0.0 20,700,302
1996 93.6 0 0 0.0 40,149,978
1997 93.5 0 0 0.0 75,999,023
1998 93.4 0 0 0.0 151,202,016
TOTAL XXXX 0 0 XXXX 316,978,286
NET BALANCE SHEET RESERVES
AFTER DISCOUNT
(37)
(1) LOSS EXPENSES
ACC/YR UNPAID
PRIOR -1,437,953
1989 262,934
1990 273,752
1991 447,539
1992 730,149
1993 1,437,182
1994 2,690,515
1995 5,251,240
1996 9,441,855
1997 15,549,658
1998 22,584,132
TOTAL 57,231,002
100
4
OHIO CASUALTY GROUP
SCHEDULE P-PART 1C - COMMERCIAL AUTO
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 575,838 244,357
1989 115,498,723 3,154,328 112,344,396 65,394,253 1,194,192
1990 123,518,477 3,020,941 120,497,536 77,078,704 889,524
1991 130,823,468 3,059,789 127,763,679 80,384,660 706,087
1992 135,772,129 3,261,305 132,510,824 79,469,920 1,933,769
1993 129,920,600 4,227,838 125,692,762 75,211,479 1,023,625
1994 124,061,161 4,326,619 119,734,542 84,449,257 1,563,365
1995 118,167,750 3,897,033 114,270,717 65,224,377 1,776,786
1996 111,494,112 3,041,823 108,452,289 53,317,867 2,144,842
1997 108,150,971 2,584,990 105,565,981 39,461,255 928,548
1998 107,482,733 2,436,283 105,046,450 20,261,760 742,269
TOTAL XXXX XXXX XXXX 640,829,370 13,147,365
SALVAGE &
SUBROGATION
ALLOCATED LOSS EXPENSE PAYMENTS UNALLOCATED LOSS EXPENSE PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 82,870 21,964 39,331 0 8,310
1989 5,600,639 16,253 6,032,892 0 755,970
1990 6,451,310 15,302 6,224,801 0 768,360
1991 6,603,333 8,280 6,203,507 0 704,345
1992 7,049,681 17,459 5,625,981 0 1,120,266
1993 7,099,178 251,005 5,436,767 0 709,924
1994 6,740,856 10,790 6,278,472 0 763,640
1995 4,692,426 25,861 5,802,285 0 695,645
1996 2,988,758 42,544 5,470,920 0 474,935
1997 1,369,307 0 4,261,754 0 595,048
1998 72,476 0 3,427,211 0 215,897
TOTAL 48,750,834 409,457 54,803,922 0 6,812,340
ACC/YR TOTAL NET PAID NUMBER OF CLAIMS REPORTED
(1) (12) (13)
DIR & ASSUMED
PRIOR 431,717 XXXX
1989 75,817,340 13,362
1990 88,849,989 13,344
1991 92,477,134 13,263
1992 90,194,355 13,837
1993 86,472,794 13,771
1994 95,894,429 13,930
1995 73,916,441 12,342
1996 59,590,160 12,429
1997 44,163,767 11,620
1998 23,019,177 10,449
TOTAL 730,827,304 XXXX
LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR CASE BASIS
(1) (14) (15) (16) (17) (18)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 1,457,450 992,977 1,159,139 1,389 39,937
1989 480,118 70,103 266,793 548 26,624
1990 1,128,686 567,547 112,647 548 41,601
1991 1,076,707 0 319,485 914 83,201
1992 1,169,123 0 225,563 950 99,842
1993 2,697,080 74,001 542,578 1,571 200,742
1994 5,341,057 5,000 530,460 3,472 383,079
1995 9,036,278 122,771 363,423 2,193 815,725
1996 12,791,145 279,500 4,598,633 33,985 1,555,863
1997 19,529,357 500,372 14,001,809 103,525 2,246,434
1998 19,447,570 414,666 30,641,781 216,332 2,928,843
TOTAL 74,154,571 3,026,937 52,762,311 365,426 8,421,890
ALLOCATED LOSS EXPENSES UNPAID UNALLOCATED LOSS EXPENSES
CASE BASIS BULK + IBNR UNPAID
(1) (19) (20) (21) (22) (23)
ACC/YR CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 1,652 821,011 239 364,027 45,122
1989 1,102 175,853 159 85,978 3,223
1990 1,721 60,387 249 82,250 25,768
1991 3,443 217,875 497 125,338 65
1992 4,131 148,712 597 104,470 68
1993 8,262 162,230 1,193 182,036 3,461
1994 15,836 233,910 2,287 337,571 482
1995 33,737 539,664 4,871 546,246 5,728
1996 64,375 1,084,195 9,296 1,067,250 15,100
1997 92,948 1,563,270 13,422 2,096,672 30,097
1998 117,045 1,967,477 16,901 3,211,919 34,279
TOTAL 344,251 6,974,585 49,709 8,203,757 163,394
TOTAL NET
SALVAGE & LOSSES & NUMBER OF
SUBROGATION EXPENSES CLAIMS
ANTICIPATED UNPAID OUTSTANDING
(1) (24) (25) (26)
ACC/YR DIR & ASSUMED
PRIOR 0 2,800,185 23
1989 0 960,233 6
1990 0 829,737 6
1991 0 1,817,687 19
1992 0 1,741,963 26
1993 0 3,696,178 44
1994 0 6,799,002 105
1995 0 11,132,036 187
1996 0 20,694,833 394
1997 0 38,697,178 845
1998 0 57,398,365 2,723
TOTAL 0 146,567,397 4,378
TOTAL LOSSES & LOSS EXPENSES INCURRED LOSS AND LOSS EXPENSE PERCENTAGE
(1) (27) (28) (29) (30) (31)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX XXXX XXXX
1989 78,063,152 1,285,579 76,777,572 67.6 40.8
1990 91,180,386 1,500,660 89,679,726 73.8 49.7
1991 95,014,106 719,286 94,294,821 72.6 23.5
1992 93,893,291 1,956,973 91,936,318 69.2 60.0
1993 91,532,090 1,363,118 90,168,972 70.5 32.2
1994 104,294,662 1,601,231 102,693,431 84.1 37.0
1995 87,020,424 1,971,947 85,048,477 73.6 50.6
1996 82,874,634 2,589,641 80,284,993 74.3 85.1
1997 84,529,857 1,668,912 82,860,945 78.2 64.6
1998 81,959,035 1,541,493 80,417,542 76.3 63.3
TOTAL XXXX XXXX XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT PARTICIPATION % AFTER DISCOUNT
(1) (32) (33) (34) (35) (36)
ACC/YR NET LOSS LOSS EXPENSE LOSSES UNPAID
PRIOR XXXX 0 0 XXXX 1,622,223
1989 68.3 0 0 0.0 676,260
1990 74.4 0 0 0.0 673,238
1991 73.8 0 0 0.0 1,395,279
1992 69.4 0 0 0.0 1,393,736
1993 71.7 0 0 0.0 3,164,086
1994 85.8 0 0 0.0 5,863,046
1995 74.4 0 0 0.0 9,274,737
1996 74.0 0 0 0.0 17,076,294
1997 78.5 0 0 0.0 32,927,269
1998 76.6 0 0 0.0 49,458,352
TOTAL XXXX 0 0 XXXX 123,524,519
(1) (37)
ACC/YR LOSS EXPENSES UNPAID
PRIOR 1,177,962
1989 283,973
1990 156,500
1991 422,408
1992 348,227
1993 532,092
1994 935,956
1995 1,857,299
1996 3,618,539
1997 5,769,909
1998 7,940,013
TOTAL 23,042,878
101
5
OHIO CASUALTY GROUP
SCHEDULE P-PART 1D - WORKERS COMPENSATION
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX 0 0 8,172,432 7,026,983
1989 201,801,876 4,147,639 197,654,237 134,124,067 1,530,842
1990 220,036,820 3,333,416 216,703,404 153,544,228 1,258,878
1991 219,109,861 3,143,510 215,966,351 141,796,984 1,017,016
1992 213,577,106 2,909,054 210,668,052 120,830,232 1,500,669
1993 185,737,510 2,443,331 183,294,179 91,873,520 1,809,179
1994 153,211,860 1,955,046 151,256,814 63,499,739 1,136,002
1995 143,658,352 1,654,337 142,004,015 54,678,702 463,187
1996 124,749,682 592,288 124,157,394 41,883,106 545,684
1997 103,906,558 422,962 103,483,596 31,578,462 -650,038
1998 101,505,174 1,169,564 100,335,609 13,142,274 -5,237,171
TOTAL XXXX XXXX XXXX 855,123,746 10,401,231
SALVAGE &
SUBROGATION
ALLOCATED LOSS EXPENSE PAYMENTS UNALLOCATED LOSS EXPENSE PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 511,397 258,795 296,235 0 472,394
1989 11,716,186 86,120 5,187,650 0 3,290,646
1990 13,641,914 3,716 5,758,225 0 4,766,277
1991 12,801,378 21,905 5,890,242 0 3,663,948
1992 9,326,184 1,771 6,675,126 0 3,434,243
1993 6,255,901 0 5,132,490 0 1,469,962
1994 4,316,897 1,696 4,094,793 0 1,306,299
1995 3,426,783 0 4,448,276 0 809,704
1996 2,881,636 1,650 3,654,616 0 473,029
1997 2,008,200 0 3,271,320 0 241,699
1998 519,658 0 2,217,650 0 23,562
TOTAL 67,406,136 375,653 46,626,622 0 19,951,763
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 1,694,286 XXXX
1989 149,410,941 33,420
1990 171,681,774 32,853
1991 159,449,683 28,101
1992 135,329,102 24,650
1993 101,452,732 17,627
1994 70,773,731 13,957
1995 62,090,574 11,815
1996 47,872,023 10,820
1997 37,508,020 9,957
1998 21,116,754 8,780
TOTAL 958,379,620 XXXX
LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR CASE BASIS
(1) (14) (15) (16) (17) (18)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 75,315,253 24,807,678 8,798,660 4,923 1,742,839
1989 18,726,219 3,838,027 3,137,403 1,919 573,911
1990 18,934,285 5,473,254 4,687,068 2,837 747,563
1991 12,969,571 0 5,957,353 4,089 917,556
1992 17,124,581 459,158 6,751,613 5,424 1,146,028
1993 14,549,824 1,071,632 9,499,925 8,094 1,361,571
1994 13,240,314 0 9,567,393 8,261 1,513,768
1995 16,524,452 1,040,526 10,243,875 8,845 1,768,897
1996 12,994,788 15,899 10,823,717 9,345 1,981,505
1997 15,874,069 35,135 13,529,646 11,682 2,551,294
1998 17,268,439 102,302 24,936,311 18,023 3,879,812
TOTAL 233,521,794 36,843,611 107,932,963 83,441 18,184,745
ALLOCATED LOSS EXPENSES UNPAID UNALLOCATED LOSS EXPENSES
CASE BASIS BULK + IBNR UNPAID
(1) (19) (20) (21) (22) (23)
ACC/YR CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 345,098 1,454,652 510 2,123,625 700,022
1989 110,436 453,521 173 575,399 110,333
1990 140,611 564,958 231 599,518 155,453
1991 161,605 606,052 302 441,161 145
1992 185,077 623,525 404 535,071 13,163
1993 207,589 642,946 500 556,596 30,644
1994 221,892 643,978 571 543,724 293
1995 259,289 752,514 667 711,804 29,751
1996 290,454 842,960 747 695,548 791
1997 373,975 1,085,357 962 963,188 1,426
1998 523,565 1,519,499 1,347 4,449,356 1,283
TOTAL 2,819,593 9,189,963 6,415 12,194,990 1,043,305
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ANTICIPATED EXPENSES UNPAID OUTSTANDING
(1) (24) (25) (26)
ACC/YR DIR & ASSUMED
PRIOR 0 63,576,798 783
1989 0 19,405,564 165
1990 0 19,761,006 165
1991 0 20,725,554 178
1992 0 25,517,591 202
1993 0 25,292,404 196
1994 0 25,278,160 197
1995 0 28,662,463 256
1996 0 27,021,281 416
1997 0 33,580,373 900
1998 0 51,406,897 3,290
TOTAL 0 340,228,090 6,748
TOTAL LOSSES & LOSS EXPENSES INCURRED LOSS AND LOSS EXPENSE PERCENTAGE
(1) (27) (28) (29) (30) (31)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX XXXX XXXX
1989 174,494,356 5,677,851 168,816,505 86.5 136.9
1990 198,477,759 7,034,980 191,442,779 90.2 211.0
1991 181,380,298 1,205,061 180,175,237 82.8 38.3
1992 163,012,359 2,165,666 160,846,693 76.3 74.4
1993 129,872,774 3,127,639 126,745,135 69.9 128.0
1994 97,420,605 1,368,714 96,051,891 63.6 70.0
1995 92,555,302 1,802,265 90,753,037 64.4 108.9
1996 75,757,876 864,572 74,893,304 60.7 146.0
1997 70,861,535 -226,858 71,088,393 68.2 -53.6
1998 67,933,000 -4,590,650 72,523,651 66.9 -392.5
TOTAL XXXX XXXX XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT PARTICIPATION % AFTER DISCOUNT
(1) (32) (33) (34) (35) (36)
ACC/YR NET LOSS LOSS EXPENSE LOSSES UNPAID
PRIOR XXXX 0 0 XXXX 59,301,312
1989 85.4 0 0 0.0 18,023,676
1990 88.3 0 0 0.0 18,145,262
1991 83.4 0 0 0.0 18,922,836
1992 76.4 0 0 0.0 23,411,612
1993 69.1 0 0 0.0 22,970,023
1994 63.5 0 0 0.0 22,799,446
1995 63.9 0 0 0.0 25,718,956
1996 60.3 0 0 0.0 23,793,260
1997 68.7 0 0 0.0 29,356,898
1998 72.3 0 0 0.0 42,084,425
TOTAL XXXX 0 0 XXXX 304,527,705
NET BALANCE SHEET RESERVES
AFTER DISCOUNT
(1) (37)
ACC/YR LOSS EXPENSES
UNPAID
PRIOR 4,275,486
1989 1,381,888
1990 1,615,744
1991 1,802,718
1992 2,105,979
1993 2,322,380
1994 2,478,715
1995 2,943,508
1996 3,228,020
1997 4,223,475
1998 9,322,472
TOTAL 35,700,385
102
6
OHIO CASUALTY GROUP
SCHEDULE P-PART 1E - COMMERCIAL MULTI-PERIL
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 1,534,733 0
1989 98,708,427 2,400,642 96,307,785 41,090,570 591,005
1990 109,609,476 2,062,177 107,547,299 50,102,925 1,783,294
1991 125,345,866 2,460,164 122,885,702 64,697,201 4,939,604
1992 147,343,234 4,565,315 142,777,919 96,613,603 8,778,709
1993 146,366,198 5,672,668 140,693,530 80,057,000 135,217
1994 143,239,939 6,537,857 136,702,082 80,376,149 790,434
1995 139,601,917 6,742,565 132,859,352 68,175,941 189,151
1996 136,835,193 4,550,420 132,284,773 76,919,933 667,493
1997 142,019,235 4,984,286 137,034,949 61,234,614 1,216,705
1998 156,599,795 5,866,941 150,732,854 53,880,629 346,515
TOTAL XXXX XXXX XXXX 674,683,299 19,438,127
SALVAGE &
SUBROGATION
ALLOCATED LOSS EXPENSE PAYMENTS UNALLOCATED LOSS EXPENSE PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 1,633,774 0 51,682 0 7,236
1989 6,914,822 58,206 2,560,439 0 1,795,064
1990 9,349,995 18,100 3,358,024 0 1,656,154
1991 10,031,651 107,587 4,263,484 0 5,034,515
1992 11,557,232 56,139 5,446,452 0 2,437,496
1993 10,473,481 89,650 5,111,254 0 1,543,776
1994 8,794,055 226,653 5,378,363 0 1,932,879
1995 6,913,054 0 5,154,305 0 1,589,618
1996 5,543,825 0 5,228,167 0 1,494,395
1997 2,552,859 2,332 4,129,950 0 925,106
1998 140,988 0 5,329,610 0 459,278
TOTAL 73,905,735 558,666 46,011,729 0 18,875,517
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 3,220,189 XXXX
1989 49,916,620 12,541
1990 61,009,550 13,472
1991 73,945,145 15,817
1992 104,782,440 19,226
1993 95,416,868 19,601
1994 93,531,480 19,647
1995 80,054,148 17,068
1996 87,024,432 17,982
1997 66,698,386 15,332
1998 59,004,712 15,404
TOTAL 774,603,970 XXXX
LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR CASE BASIS
(1) (14) (15) (16) (17) (18)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 4,710,918 118,310 3,522,185 7,189 826,793
1989 239,040 5 76,184 2,875 152,875
1990 1,086,796 0 211,319 5,751 195,674
1991 1,033,898 5,000 895,787 5,751 473,015
1992 1,135,097 5,750 393,859 11,502 471,245
1993 3,581,386 18,000 878,322 15,815 849,540
1994 4,483,499 0 778,945 23,003 1,419,939
1995 4,089,555 3 2,068,657 61,821 2,418,200
1996 9,342,733 0 5,414,799 158,148 4,025,896
1997 13,246,204 385,083 12,033,740 359,427 5,464,615
1998 22,588,275 61,022 30,656,075 786,426 7,218,942
TOTAL 65,537,401 593,173 56,929,873 1,437,707 23,516,734
ALLOCATED LOSS EXPENSES UNPAID UNALLOCATED LOSS EXPENSES
CASE BASIS BULK + IBNR UNPAID
(1) (19) (20) (21) (22) (23)
ACC/YR CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 1,061 6,003,477 4,347 1,551,319 3,381
1989 433 169,970 1,774 33,732 121
1990 487 293,081 1,996 113,841 242
1991 975 1,383,943 3,992 81,069 372
1992 1,841 538,190 7,540 101,954 634
1993 3,606 1,133,307 14,770 254,876 1,133
1994 7,147 1,145,977 29,273 309,817 968
1995 12,171 1,942,719 49,853 338,663 2,603
1996 20,249 3,347,883 82,940 832,466 6,658
1997 27,504 4,612,120 112,657 1,386,137 25,150
1998 32,810 5,228,788 134,390 2,749,484 34,694
TOTAL 108,284 25,799,456 443,531 7,753,358 75,956
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ANTICIPATED EXPENSES UNPAID OUTSTANDING
(1) (24) (25) (26)
ACC/YR DIR & ASSUMED
PRIOR 0 16,480,405 358
1989 0 666,593 20
1990 0 1,892,235 19
1991 0 3,851,623 24
1992 0 2,613,079 48
1993 0 6,644,107 67
1994 0 8,077,786 133
1995 0 10,731,343 212
1996 0 22,695,783 398
1997 0 35,832,996 881
1998 0 67,392,222 3,085
TOTAL 0 176,878,171 5,245
TOTAL LOSSES & LOSS EXPENSES INCURRED LOSS AND LOSS EXPENSE PERCENTAGE
(1) (27) (28) (29) (30) (31)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX XXXX XXXX
1989 51,237,633 654,420 50,583,213 51.9 27.3
1990 64,711,654 1,809,869 62,901,785 59.0 87.8
1991 82,860,048 5,063,280 77,796,768 66.1 205.8
1992 116,257,633 8,862,114 107,395,519 78.9 194.1
1993 102,339,166 278,191 102,060,975 69.9 4.9
1994 102,686,744 1,077,478 101,609,266 71.7 16.5
1995 91,101,094 315,602 90,785,491 65.3 4.7
1996 110,655,703 935,487 109,720,215 80.9 20.6
1997 104,660,239 2,128,857 102,531,382 73.7 42.7
1998 127,792,791 1,395,857 126,396,934 81.6 23.8
TOTAL XXXX XXXX XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT PARTICIPATION % AFTER DISCOUNT
(1) (32) (33) (34) (35) (36)
ACC/YR NET LOSS LOSS EXPENSE LOSSES UNPAID
PRIOR XXXX 0 0 XXXX 8,107,605
1989 52.5 0 0 0.0 312,343
1990 58.5 0 0 0.0 1,292,365
1991 63.3 0 0 0.0 1,918,934
1992 75.2 0 0 0.0 1,511,704
1993 72.5 0 0 0.0 4,425,893
1994 74.3 0 0 0.0 5,239,441
1995 68.3 0 0 0.0 6,096,388
1996 82.9 0 0 0.0 14,599,384
1997 74.8 0 0 0.0 24,535,434
1998 83.9 0 0 0.0 52,396,902
TOTAL XXXX 0 0 XXXX 120,436,394
NET BALANCE SHEET RESERVES
AFTER DISCOUNT
(1) (37)
ACC/YR LOSS EXPENSES
UNPAID
PRIOR 8,372,800
1989 354,249
1990 599,870
1991 1,932,689
1992 1,101,375
1993 2,218,214
1994 2,838,345
1995 4,634,955
1996 8,096,399
1997 11,297,561
1998 14,995,319
TOTAL 56,441,777
103
7
OHIO CASUALTY GROUP
SCHEDULE P-PART 1G - BOILER & MACHINERY
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX 0 0
1989 0 0 0 0
1990 143,036 57,628 85,408 94,811 62,034
1991 271,065 213,756 57,309 82,738 70,799
1992 225,513 183,902 41,611 326,539 260,881
1993 36,594 43,445 -6,851 0 0
1994 18,241 16,879 1,362 9,366 2,238
1995 32,924 30,389 2,535 0 0
1996 49,025 48,882 143 5,068 5,068
1997 59,177 59,177 0 0 0
1998 158,676 100,924 57,752 3,988 0
TOTAL XXXX XXXX XXXX 522,510 401,019
SALVAGE &
SUBROGATION
ALLOCATED LOSS EXPENSE PAYMENTS UNALLOCATED LOSS EXPENSE PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 0 0 0
1989 0 0 0 0 0
1990 669 0 0 0 0
1991 12,530 0 0 0 0
1992 0 0 0 0 0
1993 0 0 0 0 0
1994 209 0 0 0 0
1995 0 0 0 0 0
1996 0 0 0 0 0
1997 0 0 0 0 0
1998 0 0 10 0 0
TOTAL 13,409 0 10 0 0
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 0 XXXX
1989 0 XXXX
1990 33,447 XXXX
1991 24,470 XXXX
1992 65,659 XXXX
1993 0 XXXX
1994 7,338 XXXX
1995 0 XXXX
1996 0 XXXX
1997 0 XXXX
1998 3,998 XXXX
TOTAL 134,910 XXXX
LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR CASE BASIS
(1) (14) (15) (16) (17) (18)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 0 0 0 0 0
1989 0 0 0 0 0
1990 0 0 0 0 0
1991 0 0 0 0 0
1992 0 0 0 0 0
1993 0 0 0 0 0
1994 0 0 0 0 0
1995 0 0 0 0 0
1996 0 0 0 0 0
1997 0 0 0 0 0
1998 7,000 0 0 0 0
TOTAL 7,000 0 0 0 0
ALLOCATED LOSS EXPENSES UNPAID UNALLOCATED LOSS EXPENSES
CASE BASIS BULK + IBNR UNPAID
(1) (19) (20) (21) (22) (23)
ACC/YR CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 0 0 0
1989 0 0 0 0 0
1990 0 0 0 0 0
1991 0 0 0 0 0
1992 0 0 0 0 0
1993 0 0 0 0 0
1994 0 0 0 0 0
1995 0 0 0 0 0
1996 0 0 0 0 0
1997 0 0 0 0 0
1998 0 0 0 0 0
TOTAL 0 0 0 0 0
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ANTICIPATED EXPENSES UNPAID OUTSTANDING
(1) (24) (25) (26)
ACC/YR DIR & ASSUMED
PRIOR 0 0 0
1989 0 0 0
1990 0 0 0
1991 0 0 0
1992 0 0 0
1993 0 0 0
1994 0 0 0
1995 0 0 0
1996 0 0 0
1997 0 0 0
1998 0 7,000 1
TOTAL 0 7,000 1
TOTAL LOSSES & LOSS EXPENSES INCURRED LOSS AND LOSS EXPENSE PERCENTAGE
(1) (27) (28) (29) (30) (31)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX XXXX XXXX
1989 0 0 0 0.0 0.0
1990 95,480 62,034 33,447 66.8 107.6
1991 95,268 70,799 24,470 35.1 33.1
1992 326,539 260,881 65,659 144.8 141.9
1993 0 0 0 0.0 0.0
1994 9,576 2,238 7,338 52.5 13.3
1995 0 0 0 0.0 0.0
1996 5,068 5,068 0 10.3 10.4
1997 0 0 0 0.0 0.0
1998 10,998 0 10,998 6.9 0.0
TOTAL XXXX XXXX XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT PARTICIPATION % AFTER DISCOUNT
(1) (32) (33) (34) (35) (36)
ACC/YR NET LOSS LOSS EXPENSE LOSSES UNPAID
PRIOR XXXX 0 0 XXXX 0
1989 0.0 0 0 0.0 0
1990 39.2 0 0 0.0 0
1991 42.7 0 0 0.0 0
1992 157.8 0 0 0.0 0
1993 0.0 0 0 0.0 0
1994 538.7 0 0 0.0 0
1995 0.0 0 0 0.0 0
1996 0.0 0 0 0.0 0
1997 0.0 0 0 0.0 0
1998 19.0 0 0 0.0 7,000
TOTAL XXXX 0.00 0.00 XXXX 7,000
NET BALANCE SHEET RESERVES
AFTER DISCOUNT
(1) (37)
ACC/YR LOSS EXPENSES
UNPAID
PRIOR 0
1989 0
1990 0
1991 0
1992 0
1993 0
1994 0
1995 0
1996 0
1997 0
1998 0
TOTAL 0
104
8
OHIO CASUALTY GROUP
SCHEDULE P-PART 1H(1) - GENERAL LIABILITY (OCCURENCE)
ALLOCATED LOSS EXPENSE
PREMIUMS EARNED LOSS PAYMENTS PAYMENTS
(1) (2) (3) (4) (5) (6) (7) (8)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 2,152,680 0 1,132,059 0
1989 138,825,255 2,811,203 136,014,052 47,151,940 3,244,810 15,119,845 87,049
1990 140,819,473 2,495,606 138,323,867 50,218,151 2,866,669 18,853,360 692,428
1991 128,769,170 2,252,476 126,516,694 47,057,109 1,685,068 14,705,319 138,853
1992 120,598,579 2,154,696 118,443,883 43,256,170 2,251,930 13,510,266 3,072
1993 111,023,544 1,962,492 109,061,052 34,439,418 615,683 10,572,609 29,690
1994 112,505,526 1,992,713 110,512,813 31,158,551 1,710,290 7,731,433 61,645
1995 111,545,266 1,892,511 109,652,755 20,469,817 0 4,883,951 0
1996 104,751,105 1,051,089 103,700,016 17,219,448 500,000 3,681,084 0
1997 98,938,574 726,289 98,212,286 10,328,546 200,000 1,494,523 128,270
1998 97,295,206 2,244,509 95,050,697 4,491,242 0 101,372 0
TOTAL XXXX XXXX XXXX 307,943,072 13,074,449 91,785,820 1,141,009
SALVAGE & NUMBER OF
UNALLOCATED LOSS EXPENSE SUBROGATION CLAIMS
PAYMENTS RECEIVED TOTAL NET PAID REPORTED
(1) (9) (10) (11) (12) (13)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 94,860 0 48,868 3,379,599 XXXX
1989 7,796,012 0 1,208,217 66,735,938 7,488
1990 8,460,478 0 720,315 73,972,892 7,978
1991 8,201,468 0 675,527 68,139,975 7,425
1992 5,978,032 0 1,145,937 60,489,465 7,083
1993 4,600,991 0 623,182 48,967,645 6,721
1994 5,409,080 0 464,121 42,527,129 6,562
1995 3,260,322 0 375,420 28,614,090 5,654
1996 4,564,257 0 427,747 24,964,789 5,460
1997 2,342,789 0 293,776 13,837,588 4,841
1998 1,977,326 0 136,198 6,569,940 3,675
TOTAL 52,685,615 0 6,119,307 438,199,049 XXXX
LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 4,668,206 10 7,096,885 1,052 807,130 10,301 11,850,448 2,243
1989 507,540 5 1,003,382 319 316,778 3,863 2,817,747 841
1990 2,897,119 500,000 2,767,282 956 431,726 5,794 3,582,669 1,261
1991 2,448,817 0 2,705,548 1,275 572,021 9,979 4,211,793 2,173
1992 1,782,720 1 3,903,082 1,275 756,663 18,026 4,372,408 3,925
1993 16,769,535 11,230,665 3,010,600 3,411 1,075,427 32,188 3,746,984 7,008
1994 6,215,319 13,000 2,030,845 10,840 1,294,044 48,925 1,872,362 10,653
1995 8,526,322 3 4,030,497 24,230 2,034,608 76,929 2,659,637 16,750
1996 11,084,509 0 6,472,329 37,301 3,234,649 122,314 4,441,715 26,632
1997 7,528,545 200,000 14,413,579 86,717 4,085,873 154,502 5,390,401 33,640
1998 8,460,955 0 26,026,566 151,441 4,481,301 160,939 5,565,351 35,044
TOTAL 70,889,587 11,943,684 73,460,595 318,818 19,090,220 643,760 50,511,515 140,169
TOTAL NET
SALVAGE & LOSSES & NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION EXPENSES CLAIMS
UNPAID ANTICIPATED UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 3,008,889 118 0 27,417,834 130
1989 272,065 35 0 4,912,449 34
1990 865,494 30,112 0 10,006,166 57
1991 786,481 142 0 10,711,092 63
1992 1,047,844 142 0 11,839,350 92
1993 1,247,845 80,218 0 14,496,901 116
1994 902,652 1,992 0 12,229,812 183
1995 1,315,595 2,698 0 18,446,049 252
1996 1,883,828 4,154 0 26,926,629 389
1997 2,294,479 21,661 0 33,216,357 521
1998 3,566,193 16,852 0 47,736,091 1,044
TOTAL 17,191,366 158,123 0 217,938,729 2,881
(1) TOTAL LOSSES & LOSS EXPENSES INCURRED LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
ACC/YR (27) (28) (29) (30) (31) (32) (33) (34)
DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX XXXX XXXX XXXX 0 0
1989 74,985,309 3,336,923 71,648,386 54.0 118.7 52.7 0 0
1990 88,076,279 4,097,221 83,979,058 62.5 164.2 60.7 0 0
1991 80,688,557 1,837,489 78,851,067 62.7 81.6 62.3 0 0
1992 74,607,185 2,278,371 72,328,815 61.9 105.7 61.1 0 0
1993 75,463,409 11,998,864 63,464,546 68.0 611.4 58.2 0 0
1994 56,614,286 1,857,345 54,756,941 50.3 93.2 49.5 0 0
1995 47,180,749 120,610 47,060,139 42.3 6.4 42.9 0 0
1996 52,581,818 690,400 51,891,418 50.2 65.7 50.0 0 0
1997 47,878,735 824,790 47,053,945 48.4 113.6 47.9 0 0
1998 54,670,306 364,275 54,306,031 56.2 16.2 57.1 0 0
TOTAL XXXX XXXX XXXX XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
ACC/YR LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 11,764,029 15,653,806
1989 0.0 1,510,598 3,401,851
1990 0.0 5,163,444 4,842,722
1991 0.0 5,153,090 5,558,002
1992 0.0 5,684,526 6,154,824
1993 0.0 8,546,059 5,950,842
1994 0.0 8,222,325 4,007,487
1995 0.0 12,532,586 5,913,463
1996 0.0 17,519,537 9,407,092
1997 0.0 21,655,407 11,560,950
1998 0.0 34,336,080 13,400,011
TOTAL XXXX 132,087,680 85,851,049
105
9
OHIO CASUALTY GROUP
SCHEDULE P-PART 1H2 - GENERAL LIABILITY (CLAIMS MADE)
ALLOCATED LOSS EXPENSE
PREMIUMS EARNED LOSS PAYMENTS PAYMENTS
(1) (2) (3) (4) (5) (6) (7) (8)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 0 0 0 0
1989 0 0 0 0 0 0 0
1990 15,331 198 15,133 0 0 0 0
1991 49,676 606 49,070 0 0 0 0
1992 108,651 1,326 107,325 0 0 0 0
1993 137,578 1,728 135,850 60,000 0 23,077 0
1994 158,192 2,025 156,167 20,192 0 256,325 0
1995 395,268 108,203 287,065 255,868 0 177,225 0
1996 807,258 290,207 517,051 40,126 0 22,304 0
1997 1,010,179 369,462 640,717 13,736 0 10,090 0
1998 1,156,442 439,750 716,691 3,324 0 0 0
TOTAL XXXX XXXX XXXX 393,246 0 489,021 0
SALVAGE & NUMBER OF
UNALLOCATED LOSS EXPENSE SUBROGATION CLAIMS
PAYMENTS RECEIVED TOTAL NET PAID REPORTED
(1) (9) (10) (11) (12) (13)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 0 0 0 0 XXXX
1989 0 0 0 0 0
1990 0 0 0 0 0
1991 0 0 0 0 0
1992 0 0 0 0 0
1993 25,830 0 0 108,907 0
1994 29,324 0 0 305,841 0
1995 50,137 0 0 483,230 0
1996 840 0 250 63,270 -1
1997 1,849 0 1,183 25,674 23
1998 0 0 0 3,324 8
TOTAL 107,979 0 1,433 990,246 XXXX
LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 341 6 157 0 672 11
1989 0 0 103 2 59 0 252 4
1990 0 0 310 6 88 0 378 6
1991 0 0 413 8 152 0 651 10
1992 0 0 413 8 275 0 1,176 19
1993 0 0 1,104 20 491 0 2,099 34
1994 0 0 3,509 64 747 0 3,191 51
1995 0 0 7,844 143 1,174 0 5,017 80
1996 10,000 0 12,075 220 1,867 0 7,977 128
1997 5,000 0 28,071 511 2,359 0 10,077 162
1998 16,200 0 49,022 892 2,457 0 10,497 168
TOTAL 31,200 0 103,204 1,877 9,828 0 41,986 673
TOTAL NET
SALVAGE & LOSSES & NUMBER OF
SUBROGATION EXPENSES CLAIMS
UNALLOCATED LOSS EXPENSES UNPAID ANTICIPATED UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 36 0 0 1,188 0
1989 11 0 0 419 0
1990 33 0 0 796 0
1991 44 1 0 1,241 0
1992 44 1 0 1,880 0
1993 116 1 0 3,756 0
1994 370 5 0 7,697 0
1995 827 10 0 14,629 0
1996 1,795 16 0 33,351 1
1997 3,221 37 0 48,018 1
1998 6,014 65 0 83,065 4
TOTAL 12,510 136 0 196,042 6
TOTAL LOSSES & LOSS EXPENSES INCURRED LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (27) (28) (29) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX XXXX XXXX XXXX 0 0
1989 425 6 419 0 0 0 0 0
1990 809 12 796 5 6 5 0 0
1991 1,259 18 1,241 3 3 3 0 0
1992 1,907 27 1,880 2 2 2 0 0
1993 112,718 55 112,663 82 3 83 0 0
1994 313,658 120 313,538 198 6 201 0 0
1995 498,092 233 497,859 126 0 173 0 0
1996 96,985 363 96,621 12 0 19 0 0
1997 74,402 709 73,693 7 0 12 0 0
1998 87,514 1,124 86,389 8 0 12 0 0
TOTAL XXXX XXXX XXXX XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
ACC/YR LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 334 854
1989 0.0 101 318
1990 0.0 304 493
1991 0.0 405 836
1992 0.0 405 1,475
1993 0.0 1,084 2,672
1994 0.0 3,445 4,252
1995 0.0 7,701 6,928
1996 0.0 21,855 11,496
1997 0.0 32,561 15,457
1998 0.0 64,330 18,735
TOTAL XXXX 132,527 63,515
106
10
OHIO CASUALTY GROUP
SCHEDULE P-PART 1I - SPECIAL PROPERTY
ALLOCATED LOSS EXPENSE
PREMIUMS EARNED LOSS PAYMENTS PAYMENTS
(1) (2) (3) (4) (5) (6) (7) (8)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 473,088 0 170,550 0
1997 67,467,867 3,977,870 63,489,997 31,685,210 0 674,065 0
1998 70,487,663 4,140,649 66,347,014 29,520,360 15,388 8,363 0
TOTAL XXXX XXXX XXXX 61,678,657 15,388 852,979 0
SALVAGE & NUMBER OF
UNALLOCATED LOSS EXPENSE SUBROGATION CLAIMS
PAYMENTS RECEIVED TOTAL NET PAID REPORTED
(1) (9) (10) (11) (12) (13)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 14,906 0 308,724 658,544 XXXX
1997 2,691,122 0 490,138 35,050,397 XXXX
1998 2,536,002 0 176,972 32,049,337 XXXX
TOTAL 5,242,029 0 975,835 67,758,278 XXXX
LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 1,275,865 2,340 246,380 14,252 38,514 87 7,943 83
1997 571,113 0 115,882 6,703 18,462 48 4,364 46
1998 7,435,789 20,350 961,722 39,433 52,851 93 8,475 89
TOTAL 9,282,767 22,690 1,323,984 60,388 109,828 227 20,782 217
TOTAL NET
SALVAGE & LOSSES & NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION EXPENSES CLAIMS
UNPAID ANTICIPATED UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 53,873 0 0 1,605,814 92
1997 39,257 0 0 742,282 99
1998 510,824 0 0 8,909,697 1,160
TOTAL 603,954 0 0 11,257,793 1,351
TOTAL LOSSES & LOSS EXPENSES INCURRED LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (27) (28) (29) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX XXXX XXXX XXXX 0 0
1997 35,799,476 6,796 35,792,680 53.1 0.2 56.4 0 0
1998 41,034,386 75,352 40,959,034 58.2 1.8 61.7 0 0
TOTAL XXXX XXXX XXXX XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
NONTABULAR DISCOUNT PARTICIPATION % AFTER DISCOUNT
(1) (33) (34) (35) (36) (37)
ACC/YR LOSS EXPENSES
LOSS LOSS EXPENSE LOSSES UNPAID UNPAID
PRIOR 0 0 XXXX 1,505,654 100,160
1997 0 0 0.0 680,292 61,990
1998 0 0 0.0 8,337,727 571,970
TOTAL 0 0 XXXX 10,523,673 734,120
107
11
OHIO CASUALTY GROUP
SCHEDULE P-PART 1J - AUTO PHYSICAL DAMAGE
ALLOCATED LOSS EXPENSE
PREMIUMS EARNED LOSS PAYMENTS PAYMENTS
(1) (2) (3) (4) (5) (6) (7) (8)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX -2,074,371 -201,309 103,622 -100,757
1997 217,918,241 569,662 217,348,579 130,430,751 164,202 1,171,274 -89,845
1998 251,379,525 9,168,020 242,211,506 142,902,024 168,644 -54,626 -70,666
TOTAL XXXX XXXX XXXX 271,258,404 131,537 1,220,270 -261,268
SALVAGE & NUMBER OF
UNALLOCATED LOSS EXPENSE SUBROGATION CLAIMS
PAYMENTS RECEIVED TOTAL NET PAID REPORTED
(1) (9) (10) (11) (12) (13)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR -98,799 0 2,317,048 -1,767,482 XXXX
1997 14,748,006 0 17,026,767 146,275,674 XXXX
1998 15,355,476 20,795 9,049,732 158,084,101 XXXX
TOTAL 30,004,683 20,795 28,393,546 302,592,293 XXXX
LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 397,358 87,647 0 0 459,111 57,453 203,131 36,478
1997 1,184,417 202,283 0 0 345,561 39,499 158,413 25,079
1998 19,641,752 2,326,732 6,573,299 1,076,330 648,370 82,588 277,830 52,438
TOTAL 21,223,527 2,616,662 6,573,299 1,076,330 1,453,043 179,540 639,374 113,995
TOTAL NET
SALVAGE & LOSSES & NUMBER OF
SUBROGATION EXPENSES CLAIMS
UNALLOCATED LOSS EXPENSES UNPAID ANTICIPATED UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 28,632 0 0 906,654 234
1997 94,409 0 0 1,515,939 567
1998 1,811,561 0 0 25,414,725 11,206
TOTAL 1,934,602 0 0 27,837,318 12,007
TOTAL LOSSES & LOSS EXPENSES INCURRED LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (27) (28) (29) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX XXXX XXXX XXXX 0 0
1997 148,132,831 341,218 147,791,613 68.0 59.9 68.0 0 0
1998 187,155,687 3,656,861 183,498,825 74.5 39.9 75.8 0 0
TOTAL XXXX XXXX XXXX XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
ACC/YR LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 309,711 596,943
1997 0.0 982,134 533,805
1998 0.0 22,811,989 2,602,736
TOTAL XXXX 24,103,834 3,733,484
108
12
OHIO CASUALTY GROUP
SCHEDULE P-PART 1K - FIDELITY AND SURETY
ALLOCATED LOSS EXPENSE
PREMIUMS EARNED LOSS PAYMENTS PAYMENTS
(1) (2) (3) (4) (5) (6) (7) (8)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 473,985 -61,043 566,493 121,467
1997 36,372,708 1,967,157 34,405,551 3,667,382 503,208 262,218 36,814
1998 37,440,572 1,626,552 35,814,021 754,476 135,183 37,006 0
TOTAL XXXX XXXX XXXX 4,895,843 577,349 865,717 158,281
SALVAGE & CLAIMS
UNALLOCATED LOSS EXPENSE SUBROGATION NUMBER OF
PAYMENTS RECEIVED TOTAL NET PAID REPORTED
(1) (9) (10) (11) (12) (13)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 62,014 0 585,386 1,042,068 XXXX
1997 1,009,550 0 318,319 4,399,128 XXXX
1998 575,251 0 16,176 1,231,550 XXXX
TOTAL 1,646,815 0 919,882 6,672,746 XXXX
LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 1,838,025 132,504 910,702 41,442 769,350 120,020 525,519 24,050
1997 3,085,586 963,243 428,067 19,492 404,587 65,945 288,636 13,215
1998 1,946,447 699 2,518,270 114,667 785,669 128,058 560,504 25,661
TOTAL 6,870,058 1,096,446 3,857,040 175,601 1,959,606 314,023 1,374,660 62,926
SALVAGE & TOTAL NET NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION LOSSES & CLAIMS
UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 58,515 0 0 3,784,095 225
1997 104,685 0 0 3,249,668 121
1998 65,821 0 0 5,607,626 322
TOTAL 229,021 0 0 12,641,389 668
TOTAL LOSSES & LOSS EXPENSES INCURRED LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (27) (28) (29) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX XXXX XXXX XXXX 0 0
1997 9,250,712 1,601,916 7,648,796 25.4 81.4 22.2 0 0
1998 7,243,444 404,269 6,839,176 19.3 24.9 19.1 0 0
TOTAL XXXX XXXX XXXX XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
ACC/YR LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 2,574,781 1,209,314
1997 0.0 2,530,919 718,750
1998 0.0 4,349,351 1,258,275
TOTAL XXXX 9,455,051 3,186,338
109
13
OHIO CASUALTY GROUP
SCHEDULE P-PART 1L - ACCIDENT & HEALTH
ALLOCATED LOSS EXPENSE
PREMIUMS EARNED LOSS PAYMENTS PAYMENTS
(1) (2) (3) (4) (5) (6) (7) (8)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 127,809 227,809 1,789 1,789
1997 1,062,936 1,062,937 -1 179,135 179,135 0 0
1998 616,092 616,092 0 87,206 87,206 0 0
TOTAL XXXX XXXX XXXX 394,150 494,150 1,789 1,789
SALVAGE & NUMBER OF
UNALLOCATED LOSS EXPENSE SUBROGATION CLAIMS
PAYMENTS RECEIVED TOTAL NET PAID REPORTED
(1) (9) (10) (11) (12) (13)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 0 0 0 -100,000 XXXX
1997 0 0 0 0 XXXX
1998 0 0 0 0 XXXX
TOTAL 0 0 0 -100,000 XXXX
LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 309,375 209,375 161,700 161,700 0 0 0 0
1997 52,157 52,157 40,281 40,281 0 0 0 0
1998 80,471 80,471 62,148 62,148 0 0 0 0
TOTAL 442,004 342,004 264,129 264,129 0 0 0 0
TOTAL NET
SALVAGE & LOSSES & NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION EXPENSES CLAIMS
UNPAID ANTICIPATED UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 0 0 0 100,000 1
1997 0 0 0 0 0
1998 0 0 0 0 0
TOTAL 0 0 0 100,000 1
TOTAL LOSSES & LOSS EXPENSES INCURRED LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (27) (28) (29) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX XXXX XXXX XXXX 0 0
1997 271,573 271,573 0 25.5 25.5 -11.2 0 0
1998 229,826 229,826 0 37.3 37.3 0.0 0 0
TOTAL XXXX XXXX XXXX XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
ACC/YR LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR 0 100,000 0
1997 0.0 0 0
1998 0.0 0 0
TOTAL XXXX 100,000 0
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OHIO CASUALTY GROUP
SCHEDULE P-PART 1R1 - PRODUCT LIABILITY (OCCURRENCE)
ALLOCATED LOSS EXPENSE
PREMIUMS EARNED LOSS PAYMENTS PAYMENTS
(1) (2) (3) (4) (5) (6) (7) (8)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 1,939,978 181,250 2,462,949 731,490
1989 14,373,177 258,717 14,114,460 4,665,475 0 3,396,732 0
1990 13,298,268 218,187 13,080,081 4,278,801 0 3,422,074 0
1991 10,830,510 132,713 10,697,797 3,322,502 45,000 2,169,916 10,785
1992 9,395,225 114,623 9,280,602 2,164,705 0 1,507,204 0
1993 6,068,861 75,297 5,993,564 2,227,051 0 1,237,995 0
1994 1,231,286 15,761 1,215,525 784,178 0 537,537 0
1995 485,873 6,255 479,618 345,640 0 186,661 0
1996 384,859 1,279 383,580 543,015 0 165,704 0
1997 396,349 1,454 394,895 94,045 0 46,653 0
1998 1,082,805 9,236 1,073,569 1,102,452 0 8,354 0
TOTAL XXXX XXXX XXXX 21,467,841 226,250 15,141,779 742,275
SALVAGE & NUMBER OF
UNALLOCATED LOSS EXPENSE SUBROGATION CLAIMS
PAYMENTS RECEIVED TOTAL NET PAID REPORTED
(1) (9) (10) (11) (12) (13)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 107,495 0 3,088 3,597,682 XXXX
1989 628,126 0 26,870 8,690,333 532
1990 368,431 0 44,169 8,069,306 411
1991 358,471 0 109,081 5,795,103 348
1992 263,382 0 31,953 3,935,290 308
1993 324,610 0 22,663 3,789,655 128
1994 359,104 0 18,570 1,680,820 219
1995 1,111,768 0 7,261 1,644,069 133
1996 716,960 0 6,906 1,425,679 122
1997 322,661 0 3,379 463,359 95
1998 644,022 0 3,680 1,754,828 74
TOTAL 5,205,030 0 277,622 40,846,125 XXXX
LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 2,682,116 0 123,154 4 491,225 0 66,194 4
1989 945,530 0 25,493 1 196,941 0 26,484 2
1990 500,500 0 85,680 3 256,200 0 34,609 2
1991 1,079,000 0 75,753 5 286,430 0 39,400 4
1992 244,510 0 106,942 5 267,702 0 38,581 8
1993 334,500 0 86,712 12 229,138 0 36,410 14
1994 173,300 0 15,422 38 40,857 0 15,218 21
1995 422,000 0 34,472 86 64,148 0 23,917 33
1996 170,200 0 53,069 132 101,728 0 37,992 52
1997 247,500 0 123,374 306 128,498 0 47,990 66
1998 175,084 0 215,451 534 134,019 0 50,011 68
TOTAL 6,974,240 0 945,522 1,125 2,196,886 0 416,806 273
TOTAL NET
SALVAGE & LOSSES & NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION EXPENSES CLAIMS
UNPAID ANTICIPATED UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 171,376 0 0 3,534,057 882
1989 108,790 0 0 1,303,236 41
1990 29,990 0 0 906,973 38
1991 51,584 0 0 1,532,158 31
1992 16,400 0 0 674,124 39
1993 14,794 0 0 701,529 20
1994 27,197 0 0 271,936 14
1995 65,863 0 0 610,282 13
1996 85,982 0 0 448,788 14
1997 50,160 0 0 597,151 22
1998 49,846 0 0 623,808 26
TOTAL 671,983 -1 0 11,204,040 1,140
TOTAL LOSSES & LOSS EXPENSES INCURRED LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (27) (28) (29) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX XXXX XXXX XXXX 0 0
1989 9,993,572 3 9,993,569 69.5 0.0 70.8 0 0
1990 8,976,284 6 8,976,278 67.5 0.0 68.6 0 0
1991 7,383,054 55,794 7,327,261 68.2 42.0 68.5 0 0
1992 4,609,426 12 4,609,414 49.1 0.0 49.7 0 0
1993 4,491,209 26 4,491,184 74.0 0.0 74.9 0 0
1994 1,952,815 59 1,952,756 158.6 0.4 160.7 0 0
1995 2,254,469 118 2,254,351 464.0 1.9 470.0 0 0
1996 1,874,650 183 1,874,467 487.1 14.3 488.7 0 0
1997 1,060,882 371 1,060,511 267.7 25.5 268.6 0 0
1998 2,379,238 602 2,378,636 219.7 6.5 221.6 0 0
TOTAL XXXX XXXX XXXX XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
ACC/YR LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 2,805,266 728,790
1989 0.0 971,022 332,214
1990 0.0 586,176 320,797
1991 0.0 1,154,749 377,409
1992 0.0 351,448 322,676
1993 0.0 421,200 280,328
1994 0.0 188,683 83,252
1995 0.0 456,387 153,895
1996 0.0 223,137 225,650
1997 0.0 370,568 226,583
1998 0.0 390,000 233,808
TOTAL XXXX 7,918,637 3,285,403
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