<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM HUNTINGTON
BANCSHARES INCORPORATED'S QUARTERLY REPORT ON FORM 10Q FOR THE QUARTER ENDED
MARCH 31, 1999, AND IS QUALIFIED IN ITS ENTIRETY BY REFERNCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-END>                               MAR-31-1999
<CASH>                                         971,446
<INT-BEARING-DEPOSITS>                           8,143
<FED-FUNDS-SOLD>                                11,238
<TRADING-ASSETS>                                27,755
<INVESTMENTS-HELD-FOR-SALE>                  5,367,871
<INVESTMENTS-CARRYING>                          23,044
<INVESTMENTS-MARKET>                            23,415
<LOANS>                                     19,731,593
<ALLOWANCE>                                    291,066
<TOTAL-ASSETS>                              28,577,908
<DEPOSITS>                                  19,046,901
<SHORT-TERM>                                 2,884,722
<LIABILITIES-OTHER>                            635,890
<LONG-TERM>                                    707,438
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                     2,152,076
<OTHER-SE>                                    (14,019)
<TOTAL-LIABILITIES-AND-EQUITY>              28,577,908
<INTEREST-LOAN>                                410,181
<INTEREST-INVEST>                               78,852
<INTEREST-OTHER>                                 6,659
<INTEREST-TOTAL>                               495,692
<INTEREST-DEPOSIT>                             156,305
<INTEREST-EXPENSE>                             236,171
<INTEREST-INCOME-NET>                          259,521
<LOAN-LOSSES>                                   25,305
<SECURITIES-GAINS>                               2,310
<EXPENSE-OTHER>                                202,106
<INCOME-PRETAX>                                141,982
<INCOME-PRE-EXTRAORDINARY>                     141,982
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    96,572
<EPS-PRIMARY>                                     0.46
<EPS-DILUTED>                                     0.46
<YIELD-ACTUAL>                                    4.18
<LOANS-NON>                                     74,116
<LOANS-PAST>                                    51,039
<LOANS-TROUBLED>                                 2,764
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               290,948
<CHARGE-OFFS>                                   32,531
<RECOVERIES>                                     7,344
<ALLOWANCE-CLOSE>                              291,066
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0