<ARTICLE> 7
<RESTATED>

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               JUN-30-1998
<DEBT-HELD-FOR-SALE>                       464,232,000
<DEBT-CARRYING-VALUE>                       69,889,000
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                  34,472,000
<MORTGAGE>                                           0
<REAL-ESTATE>                                        0
<TOTAL-INVEST>                             568,592,000
<CASH>                                      31,721,000
<RECOVER-REINSURE>                                   0
<DEFERRED-ACQUISITION>                      24,282,000
<TOTAL-ASSETS>                             687,616,000
<POLICY-LOSSES>                            229,112,000
<UNEARNED-PREMIUMS>                        135,672,000
<POLICY-OTHER>                                       0
<POLICY-HOLDER-FUNDS>                                0
<NOTES-PAYABLE>                                      0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                   104,764,000
<OTHER-SE>                                 208,739,000
<TOTAL-LIABILITY-AND-EQUITY>               313,503,000
<PREMIUMS>                                 177,026,000
<INVESTMENT-INCOME>                         16,123,000
<INVESTMENT-GAINS>                           1,050,000
<OTHER-INCOME>                               1,025,000
<BENEFITS>                                 125,273,000
<UNDERWRITING-AMORTIZATION>                          0
<UNDERWRITING-OTHER>                        52,036,000
<INCOME-PRETAX>                             19,169,000
<INCOME-TAX>                                 4,858,000
<INCOME-CONTINUING>                          4,858,000
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                14,311,000
<EPS-BASIC>                                       0.34
<EPS-DILUTED>                                     0.33
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0