<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM HUNTINGTON
BANCSHARES INCORPORATED'S QUARTERLY REPORT ON FORM 10Q FOR THE QUARTER ENDED
JUNE 30, 1999, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-END>                               JUN-30-1999
<CASH>                                         996,065
<INT-BEARING-DEPOSITS>                           7,978
<FED-FUNDS-SOLD>                                10,233
<TRADING-ASSETS>                                12,058
<INVESTMENTS-HELD-FOR-SALE>                  4,573,160
<INVESTMENTS-CARRYING>                          21,307
<INVESTMENTS-MARKET>                            21,350
<LOANS>                                     20,388,958
<ALLOWANCE>                                    293,274
<TOTAL-ASSETS>                              28,161,080
<DEPOSITS>                                  18,933,161
<SHORT-TERM>                                 2,275,980
<LIABILITIES-OTHER>                            605,319
<LONG-TERM>                                    700,518
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                     2,152,076
<OTHER-SE>                                     (5,874)
<TOTAL-LIABILITIES-AND-EQUITY>              28,161,080
<INTEREST-LOAN>                                825,632
<INTEREST-INVEST>                              156,731
<INTEREST-OTHER>                                11,829
<INTEREST-TOTAL>                               994,192
<INTEREST-DEPOSIT>                             309,473
<INTEREST-EXPENSE>                             473,523
<INTEREST-INCOME-NET>                          520,669
<LOAN-LOSSES>                                   46,331
<SECURITIES-GAINS>                               4,530
<EXPENSE-OTHER>                                404,244
<INCOME-PRETAX>                                297,242
<INCOME-PRE-EXTRAORDINARY>                     297,242
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   201,547
<EPS-BASIC>                                       0.87
<EPS-DILUTED>                                     0.86
<YIELD-ACTUAL>                                    4.16
<LOANS-NON>                                     73,937
<LOANS-PAST>                                    54,305
<LOANS-TROUBLED>                                 2,827
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               290,948
<CHARGE-OFFS>                                   59,654
<RECOVERIES>                                    15,649
<ALLOWANCE-CLOSE>                              293,274
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0