<ARTICLE> 9 <LEGEND> THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM HUNTINGTON BANCSHARES INCORPORATED'S QUARTERLY REPORT ON FORM 10Q FOR THE QUARTER ENDED JUNE 30, 1999, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-END> JUN-30-1999 <CASH> 996,065 <INT-BEARING-DEPOSITS> 7,978 <FED-FUNDS-SOLD> 10,233 <TRADING-ASSETS> 12,058 <INVESTMENTS-HELD-FOR-SALE> 4,573,160 <INVESTMENTS-CARRYING> 21,307 <INVESTMENTS-MARKET> 21,350 <LOANS> 20,388,958 <ALLOWANCE> 293,274 <TOTAL-ASSETS> 28,161,080 <DEPOSITS> 18,933,161 <SHORT-TERM> 2,275,980 <LIABILITIES-OTHER> 605,319 <LONG-TERM> 700,518 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 2,152,076 <OTHER-SE> (5,874) <TOTAL-LIABILITIES-AND-EQUITY> 28,161,080 <INTEREST-LOAN> 825,632 <INTEREST-INVEST> 156,731 <INTEREST-OTHER> 11,829 <INTEREST-TOTAL> 994,192 <INTEREST-DEPOSIT> 309,473 <INTEREST-EXPENSE> 473,523 <INTEREST-INCOME-NET> 520,669 <LOAN-LOSSES> 46,331 <SECURITIES-GAINS> 4,530 <EXPENSE-OTHER> 404,244 <INCOME-PRETAX> 297,242 <INCOME-PRE-EXTRAORDINARY> 297,242 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 201,547 <EPS-BASIC> 0.87 <EPS-DILUTED> 0.86 <YIELD-ACTUAL> 4.16 <LOANS-NON> 73,937 <LOANS-PAST> 54,305 <LOANS-TROUBLED> 2,827 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 290,948 <CHARGE-OFFS> 59,654 <RECOVERIES> 15,649 <ALLOWANCE-CLOSE> 293,274 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0