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                                                                   Exhibit 23(a)

INDEPENDENT AUDITORS' CONSENT


We consent to the incorporation by reference in this Registration Statement of
Cincinnati Financial Corporation on Form S-8 of our reports dated February 4,
1999, appearing in and incorporated by reference in the Annual Report on Form
10-K of Cincinnati Financial Corporation for the year ended December 31, 1998
and to the reference to us as experts in this Registration Statement.


Deloitte & Touche LLP




Cincinnati, Ohio
August 26, 1999



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