Exhibit 23

               CONSENT OF ERNST & YOUNG LLP, INDEPENDENT AUDITORS

We consent to the incorporation by reference in the Registration Statement (Form
S-8 No. 333-106861) pertaining to the 2003 Stock Incentive Plan of Cavco
Industries, Inc. of our report dated April 21, 2004, with respect to the
consolidated financial statements of Cavco Industries, Inc. included in the
Annual Report (Form 10-K) for the year-ended March 31, 2004.

                                                     /s/ Ernst & Young LLP

Phoenix, Arizona
May 17, 2004