<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM SOUTHERN
ARIZONA BANCORP, INC. AND SUBSIDIARY 1995 AUDITED FINANCIAL STATEMENTS, 
SOUTHERN ARIZONA BANCORP, INC. AND SUBSIDIARY STATISTICAL INFORMATION AND
ANALYSIS, AND SOUTHERN ARIZONA BANCORP, INC. AND SUBSIDIARY UNAUDITED FINANCIAL 
STATEMENTS FOR THREE MONTHS ENDED MARCH 31, 1996 AND IS QUALIFIED IN ITS 
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                                                  
<PERIOD-TYPE>                   3-MOS                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1996             DEC-31-1995
<PERIOD-START>                             JAN-01-1996             JAN-01-1995
<PERIOD-END>                               MAR-31-1996             DEC-31-1995
<CASH>                                           8,165                   7,701
<INT-BEARING-DEPOSITS>                             396                     594
<FED-FUNDS-SOLD>                                33,279                  25,194
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                      1,079                   1,388
<INVESTMENTS-CARRYING>                               0                     499
<INVESTMENTS-MARKET>                                 0                     499
<LOANS>                                         85,037                  84,532
<ALLOWANCE>                                      2,542                   2,467
<TOTAL-ASSETS>                                 135,635                 127,418
<DEPOSITS>                                     122,631                 114,762
<SHORT-TERM>                                     2,500                   2,500
<LIABILITIES-OTHER>                                843                     818
<LONG-TERM>                                          0                       0
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                         2,483                   2,483
<OTHER-SE>                                       6,817                   3,375
<TOTAL-LIABILITIES-AND-EQUITY>                 135,635                 127,418
<INTEREST-LOAN>                                  2,355                   9,045
<INTEREST-INVEST>                                   45                     655
<INTEREST-OTHER>                                   372                     493
<INTEREST-TOTAL>                                 2,771                  10,193
<INTEREST-DEPOSIT>                                 884                   3,151
<INTEREST-EXPENSE>                                 884                   3,151
<INTEREST-INCOME-NET>                            1,887                   7,042
<LOAN-LOSSES>                                       72                     401
<SECURITIES-GAINS>                                 107                     447
<EXPENSE-OTHER>                                  1,430                   4,700
<INCOME-PRETAX>                                    734                   3,222
<INCOME-PRE-EXTRAORDINARY>                         448                   1,999
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                       448                   1,999
<EPS-PRIMARY>                                      .35                    1.58
<EPS-DILUTED>                                        0                       0
<YIELD-ACTUAL>                                       0                    6.70
<LOANS-NON>                                          0                       0
<LOANS-PAST>                                         0                       0
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                     0                   2,393
<CHARGE-OFFS>                                        0                     349
<RECOVERIES>                                         0                      22
<ALLOWANCE-CLOSE>                                    0                   2,467
<ALLOWANCE-DOMESTIC>                                 0                       0
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0