UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
                         PURSUANT TO SECTION 13 OR 15(D)
                     OF THE SECURITIES EXCHANGE ACT OF 1934



                                October 25, 2004
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                Date of report (Date of earliest event reported)


                           Chester Valley Bancorp Inc.
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             (Exact name of registrant as specified in its charter)


Pennsylvania                           000-18833                23-2598554
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(State or other jurisdiction         (Commission                (IRS Employer
 of incorporation)                   File Number)            Identification No.)


100 E. Lancaster Avenue, Downingtown, Pennsylvania                 19335
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(Address of principal executive offices)                         (Zip Code)


                                 (610) 269-9700
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              (Registrant's telephone number, including area code)


                                 Not Applicable
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          (Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[ ] Written communications pursuant to Rule 425 under the Securities Act
    (17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
    (17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
    Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
    Exchange Act (17 CFR 240.13e-4(c))





ITEM 2.02.  RESULTS OF OPERATIONS AND FINANCIAL CONDITION

On October 25, 2004, Chester Valley Bancorp Inc. (the "Company") reported its
results of operations for the first quarter ended September 30, 2004.

For additional information, reference is made to the Company's press release
dated October 25, 2004 which is included as Exhibit 99.1 and is incorporated
herein by reference thereto.


ITEM 9.01.  FINANCIAL STATEMENT AND EXHIBITS

(c) Exhibits

The following exhibit is filed herewith.

              Exhibit                           Description
              -------              ------------------------------------
              99.1                 Press Release dated October 25, 2004


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                                   SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


                                       Chester Valley Bancorp Inc.


Date         10/25/04                  By:  /s/ Joseph T. Crowley
    ---------------------------             ------------------------------------
                                            Joseph T. Crowley
                                            Chief Financial Officer & Treasurer


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