EXHIBIT 32.2

                  Certification of the Chief Financial Officer
                      Pursuant to 18 U.S.C. Section 1350,
      as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

In connection with the Quarterly Report of Monadnock Bancorp, Inc. (the
"Company") on Form 10-QSB for the period ending June 30, 2006 as filed with the
Securities and Exchange Commission on the date hereof (the "Report"), I, Karl F.
Betz, Senior Vice President and Chief Financial Officer of the Company, certify,
pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002 and in connection with this quarterly report on Form
10-QSB that:

      1. The Report fully complies with the requirements of Sections 13(a) or
         15(d) of the Securities Exchange Act of 1934, as amended, and

      2. The information contained in the report fairly presents, in all
         material respects, the company's financial condition and results of
         operations.


Date: August 10, 2006                  /s/ Karl F. Betz
                                       ----------------
                                       Karl F. Betz
                                       Senior Vice President and Chief
                                       Financial Officer

                                       26