Exhibit 32.2

                           CERTIFICATION PURSUANT TO
                            18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                 SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

      In connection with the Quarterly Report of FFD Financial Corporation (the
"Company") on Form 10-Q for the period ending December 31, 2008, as filed with
the Securities and Exchange Commission on the date hereof (the "Report"), I,
Robert R. Gerber, the Senior Vice President, Treasurer and Chief Financial
Officer of the Company, certify, pursuant to 18 U.S.C. ss. 1350, as adopted
pursuant to ss. 906 of the Sarbanes-Oxley Act of 2002, that to my knowledge:

      (1) The Report fully complies with the requirements of section 13(a) or
15(d) of the Securities Exchange Act of 1934; and

      (2) The information contained in the Report fairly presents, in all
material respects, the financial condition and result of operations of the
Company.


/s/ Robert R. Gerber
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Robert R. Gerber
Senior Vice President, Treasurer and Chief Financial Officer
February 17, 2009