<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> QTR-3 <FISCAL-YEAR-END> DEC-31-1994 <PERIOD-END> SEP-30-1994 <CASH> 1,021,749 <INT-BEARING-DEPOSITS> 5,381,227 <FED-FUNDS-SOLD> 3,189,989 <TRADING-ASSETS> 313,986 <INVESTMENTS-HELD-FOR-SALE> 2,869,563 <INVESTMENTS-CARRYING> 5,022,953 <INVESTMENTS-MARKET> 4,937,861 <LOANS> 3,078,424 <ALLOWANCE> 58,336 <TOTAL-ASSETS> 22,358,390 <DEPOSITS> 14,038,589 <SHORT-TERM> 5,731,503 <LIABILITIES-OTHER> 515,673 <LONG-TERM> 127,753 <COMMON> 76,468 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 1,137,831 <TOTAL-LIABILITIES-AND-EQUITY> 22,358,390 <INTEREST-LOAN> 131,412 <INTEREST-INVEST> 234,231 <INTEREST-OTHER> 263,987 <INTEREST-TOTAL> 629,630 <INTEREST-DEPOSIT> 188,504 <INTEREST-EXPENSE> 356,340 <INTEREST-INCOME-NET> 273,290 <LOAN-LOSSES> 9,511 <SECURITIES-GAINS> (473) <EXPENSE-OTHER> 198,280 <INCOME-PRETAX> 239,216 <INCOME-PRE-EXTRAORDINARY> 239,216 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 154,147 <EPS-PRIMARY> 2.00 <EPS-DILUTED> 1.99 <YIELD-ACTUAL> 5.00 <LOANS-NON> 22,700 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 54,316 <CHARGE-OFFS> 7,014 <RECOVERIES> 1,523 <ALLOWANCE-CLOSE> 58,336 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0