<ARTICLE>              9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL  INFORMATION EXTRACTED FROM THE BALANCE
SHEET AND INCOME  STATEMENT AND FROM THE MANAGEMENT  DISCUSSION AND ANALYSIS AND
IS  QUALIFIED  IN ITS ENTIRETY BY  REFERENCE  TO SUCH  FINANCIAL  STATEMENTS AND
MANAGEMENT  DISCUSSION.  THIS  FINANCIAL  DATA  SCHEDULE HAS BEEN  RESTATED AS A
RESULT OF POOLING OF INTERESTS (IFTC).
</LEGEND>
<MULTIPLIER>                                   1,000
       
                                            
<PERIOD-TYPE>                                  3-MOS
<FISCAL-YEAR-END>                              DEC-31-1995
<PERIOD-END>                                   MAR-31-1995
<CASH>                                           1,380,326
<INT-BEARING-DEPOSITS>                           5,065,544
<FED-FUNDS-SOLD>                                 2,981,697
<TRADING-ASSETS>                                   199,638
<INVESTMENTS-HELD-FOR-SALE>                      3,229,007
<INVESTMENTS-CARRYING>                           5,038,085
<INVESTMENTS-MARKET>                             4,972,530
<LOANS>                                          3,263,178
<ALLOWANCE>                                         59,363
<TOTAL-ASSETS>                                  23,542,095
<DEPOSITS>                                      14,167,083
<SHORT-TERM>                                     6,131,957
<LIABILITIES-OTHER>                              1,701,078
<LONG-TERM>                                        127,335
<COMMON>                                            82,546
<PREFERRED-MANDATORY>                                    0
<PREFERRED>                                              0
<OTHER-SE>                                       1,332,096
<TOTAL-LIABILITIES-AND-EQUITY>                  23,542,095
<INTEREST-LOAN>                                     57,107
<INTEREST-INVEST>                                  121,094
<INTEREST-OTHER>                                   140,553
<INTEREST-TOTAL>                                   318,754
<INTEREST-DEPOSIT>                                 102,736
<INTEREST-EXPENSE>                                 218,303
<INTEREST-INCOME-NET>                              100,451
<LOAN-LOSSES>                                        2,000
<SECURITIES-GAINS>                                   3,546
<EXPENSE-OTHER>                                     74,644
<INCOME-PRETAX>                                     85,373
<INCOME-PRE-EXTRAORDINARY>                          85,373
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                        54,336
<EPS-PRIMARY>                                         0.66
<EPS-DILUTED>                                         0.65
<YIELD-ACTUAL>                                        5.96
<LOANS-NON>                                         22,593
<LOANS-PAST>                                         2,306
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                          0
<ALLOWANCE-OPEN>                                    58,184
<CHARGE-OFFS>                                          995
<RECOVERIES>                                           174
<ALLOWANCE-CLOSE>                                   59,363
<ALLOWANCE-DOMESTIC>                                     0
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                                  0