WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

  

<ARTICLE>              9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL  INFORMATION EXTRACTED FROM THE BALANCE
SHEET AND INCOME  STATEMENT AND FROM THE MANAGEMENT  DISCUSSION AND ANALYSIS AND
IS  QUALIFIED  IN ITS ENTIRETY BY  REFERENCE  TO SUCH  FINANCIAL  STATEMENTS AND
MANAGEMENT  DISCUSSION.  THIS  FINANCIAL  DATA  SCHEDULE HAS BEEN  RESTATED AS A
RESULT OF POOLING OF INTERESTS (IFTC).
</LEGEND>
<MULTIPLIER>                                   1,000
       
                                                           
<PERIOD-TYPE>                                  YEAR-END          9-MOS
<FISCAL-YEAR-END>                              DEC-31-1994       DEC-31-1994
<PERIOD-END>                                   DEC-31-1994       SEP-30-1994
<CASH>                                           1,097,563       1,097,182
<INT-BEARING-DEPOSITS>                           4,847,069       5,381,227
<FED-FUNDS-SOLD>                                 2,655,374       3,599,989
<TRADING-ASSETS>                                   527,550         316,984
<INVESTMENTS-HELD-FOR-SALE>                      3,482,309       3,146,839
<INVESTMENTS-CARRYING>                           5,187,270       5,022,953
<INVESTMENTS-MARKET>                             5,058,341       4,937,861
<LOANS>                                          3,233,221       3,078,424
<ALLOWANCE>                                         58,184          58,336
<TOTAL-ASSETS>                                  22,546,943      23,163,587
<DEPOSITS>                                      14,598,058      14,704,543
<SHORT-TERM>                                     5,560,456       6,050,439
<LIABILITIES-OTHER>                                923,744         962,803
<LONG-TERM>                                        127,549         127,753
<COMMON>                                            82,447          82,440
<PREFERRED-MANDATORY>                                    0               0
<PREFERRED>                                              0               0
<OTHER-SE>                                       1,254,689       1,235,609
<TOTAL-LIABILITIES-AND-EQUITY>                  22,546,943      23,163,587
<INTEREST-LOAN>                                    183,333          47,776
<INTEREST-INVEST>                                  363,650          91,750
<INTEREST-OTHER>                                   389,261         104,112
<INTEREST-TOTAL>                                   936,244         243,638
<INTEREST-DEPOSIT>                                 280,687          73,379
<INTEREST-EXPENSE>                                 544,092         144,017
<INTEREST-INCOME-NET>                              392,152          99,621
<LOAN-LOSSES>                                       11,569           3,159
<SECURITIES-GAINS>                                   1,345           1,909
<EXPENSE-OTHER>                                    285,459          68,749
<INCOME-PRETAX>                                    340,134          84,525
<INCOME-PRE-EXTRAORDINARY>                         340,134          84,525
<EXTRAORDINARY>                                          0               0
<CHANGES>                                                0               0
<NET-INCOME>                                       220,343          55,153
<EPS-PRIMARY>                                         2.66            0.66
<EPS-DILUTED>                                         2.64            0.66
<YIELD-ACTUAL>                                        4.82            4.99
<LOANS-NON>                                         23,043          22,680
<LOANS-PAST>                                            41              14
<LOANS-TROUBLED>                                         0               0
<LOANS-PROBLEM>                                          0               0
<ALLOWANCE-OPEN>                                    54,316          55,947
<CHARGE-OFFS>                                       10,477           1,135
<RECOVERIES>                                         2,776             334
<ALLOWANCE-CLOSE>                                   58,184          58,336
<ALLOWANCE-DOMESTIC>                                52,424               0
<ALLOWANCE-FOREIGN>                                  5,760               0
<ALLOWANCE-UNALLOCATED>                                  0               0