<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE BALANCE SHEET AND INCOME STATEMENT AND FROM THE MANAGEMENT DISCUSSION AND ANALYSIS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS AND MANAGEMENT DISCUSSION. THIS FINANCIAL DATA SCHEDULE HAS BEEN RESTATED AS A RESULT OF POOLING OF INTERESTS (IFTC). </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> DEC-31-1994 <PERIOD-END> DEC-31-1994 <CASH> 1,097,563 <INT-BEARING-DEPOSITS> 4,847,069 <FED-FUNDS-SOLD> 2,655,374 <TRADING-ASSETS> 527,550 <INVESTMENTS-HELD-FOR-SALE> 3,482,309 <INVESTMENTS-CARRYING> 5,187,270 <INVESTMENTS-MARKET> 5,058,341 <LOANS> 3,233,221 <ALLOWANCE> 58,184 <TOTAL-ASSETS> 22,546,943 <DEPOSITS> 14,598,058 <SHORT-TERM> 5,560,456 <LIABILITIES-OTHER> 923,744 <LONG-TERM> 127,549 <COMMON> 82,447 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 1,254,689 <TOTAL-LIABILITIES-AND-EQUITY> 22,546,943 <INTEREST-LOAN> 183,333 <INTEREST-INVEST> 363,650 <INTEREST-OTHER> 389,261 <INTEREST-TOTAL> 936,244 <INTEREST-DEPOSIT> 280,687 <INTEREST-EXPENSE> 544,092 <INTEREST-INCOME-NET> 392,152 <LOAN-LOSSES> 11,569 <SECURITIES-GAINS> 1,345 <EXPENSE-OTHER> 285,459 <INCOME-PRETAX> 340,134 <INCOME-PRE-EXTRAORDINARY> 340,134 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 220,343 <EPS-PRIMARY> 2.66 <EPS-DILUTED> 2.64 <YIELD-ACTUAL> 4.82 <LOANS-NON> 23,043 <LOANS-PAST> 41 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 54,316 <CHARGE-OFFS> 10,477 <RECOVERIES> 2,776 <ALLOWANCE-CLOSE> 58,184 <ALLOWANCE-DOMESTIC> 52,424 <ALLOWANCE-FOREIGN> 5,760 <ALLOWANCE-UNALLOCATED> 0