<ARTICLE>                          9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE BALANCE
SHEET AND INCOME STATEMENT AND FROM THE MANAGEMENT DISCUSSION AND ANALYSIS AND
IS QUALIFIED IN ITS ENTIREY BY REFERENCE TO SUCH FINANCIAL STATEMENTS AND
MANAGEMENT DISCUSSION.
</LEGEND>
<MULTIPLIER>                              1,000
                                          
                                       
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                         DEC-31-1995
<PERIOD-END>                              JUN-30-1995
<CASH>                                      1,006,947
<INT-BEARING-DEPOSITS>                      5,899,473
<FED-FUNDS-SOLD>                            5,697,779
<TRADING-ASSETS>                              278,543
<INVESTMENTS-HELD-FOR-SALE>                 2,556,598
<INVESTMENTS-CARRYING>                      4,896,699
<INVESTMENTS-MARKET>                        4,877,302
<LOANS>                                     3,537,259
<ALLOWANCE>                                    60,245
<TOTAL-ASSETS>                             25,570,277
<DEPOSITS>                                 15,639,293
<SHORT-TERM>                                7,155,809
<LIABILITIES-OTHER>                         1,156,557
<LONG-TERM>                                   127,086
<COMMON>                                       82,625
<PREFERRED-MANDATORY>                               0
<PREFERRED>                                         0
<OTHER-SE>                                  1,408,907
<TOTAL-LIABILITIES-AND-EQUITY>             25,570,277
<INTEREST-LOAN>                               116,377
<INTEREST-INVEST>                             237,545
<INTEREST-OTHER>                              294,960
<INTEREST-TOTAL>                              648,882
<INTEREST-DEPOSIT>                            202,718
<INTEREST-EXPENSE>                            442,612
<INTEREST-INCOME-NET>                         206,270
<LOAN-LOSSES>                                   4,000
<SECURITIES-GAINS>                              5,572
<EXPENSE-OTHER>                               151,730
<INCOME-PRETAX>                               176,702
<INCOME-PRE-EXTRAORDINARY>                    176,702
<EXTRAORDINARY>                                     0
<CHANGES>                                           0
<NET-INCOME>                                  116,997
<EPS-PRIMARY>                                    1.41
<EPS-DILUTED>                                    1.40
<YIELD-ACTUAL>                                   5.97
<LOANS-NON>                                    26,500
<LOANS-PAST>                                        0
<LOANS-TROUBLED>                                    0
<LOANS-PROBLEM>                                     0
<ALLOWANCE-OPEN>                               58,184
<CHARGE-OFFS>                                   3,817
<RECOVERIES>                                    1,878
<ALLOWANCE-CLOSE>                              60,245
<ALLOWANCE-DOMESTIC>                                0
<ALLOWANCE-FOREIGN>                                 0
<ALLOWANCE-UNALLOCATED>                             0