<ARTICLE>  9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE BALANCE
SHEET AND INCOME STATEMENT AND FROM THE MANAGEMENT DISCUSSION AND ANALYSIS AND
IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS AND
MANAGEMENT DISCUSSION.
</LEGEND>
<MULTIPLIER>     1,000
       
                                        
<PERIOD-TYPE>                  9-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               SEP-30-1995
<CASH>                                       1,257,308
<INT-BEARING-DEPOSITS>                       6,001,796
<FED-FUNDS-SOLD>                             5,802,090
<TRADING-ASSETS>                               437,782
<INVESTMENTS-HELD-FOR-SALE>                  1,466,512
<INVESTMENTS-CARRYING>                       4,703,266
<INVESTMENTS-MARKET>                         4,693,504
<LOANS>                                      3,671,446
<ALLOWANCE>                                     62,540
<TOTAL-ASSETS>                              25,525,534
<DEPOSITS>                                  15,076,209
<SHORT-TERM>                                 7,359,014
<LIABILITIES-OTHER>                          1,424,620
<LONG-TERM>                                    126,800
<COMMON>                                        82,694
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                   1,456,197
<TOTAL-LIABILITIES-AND-EQUITY>              25,525,534
<INTEREST-LOAN>                                177,393
<INTEREST-INVEST>                              336,131
<INTEREST-OTHER>                               476,660
<INTEREST-TOTAL>                               990,184
<INTEREST-DEPOSIT>                             307,005
<INTEREST-EXPENSE>                             674,932
<INTEREST-INCOME-NET>                          315,252
<LOAN-LOSSES>                                    6,001
<SECURITIES-GAINS>                               5,903
<EXPENSE-OTHER>                                234,063
<INCOME-PRETAX>                                266,779
<INCOME-PRE-EXTRAORDINARY>                     266,779
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   181,633
<EPS-PRIMARY>                                     2.19
<EPS-DILUTED>                                     2.17
<YIELD-ACTUAL>                                    5.93
<LOANS-NON>                                     22,800
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                58,184
<CHARGE-OFFS>                                    4,232
<RECOVERIES>                                     2,587
<ALLOWANCE-CLOSE>                               62,540
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0