<ARTICLE>  9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE BALANCE
SHEET AND INCOME STATEMENT AND FROM THE MANAGEMENT DISCUSSION AND ANALYSIS AND
IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS AND
MANAGEMENT DISCUSSION.
</LEGEND>
<RESTATED>
<MULTIPLIER>     1,000
<PERIOD-TYPE>                  3-MOS
<FISCAL-YEAR-END>                            DEC-31-1996
<PERIOD-END>                                 MAR-31-1997
<CASH>                                         1,712,241
<INT-BEARING-DEPOSITS>                         8,198,439
<FED-FUNDS-SOLD>                               5,953,144
<TRADING-ASSETS>                                 143,981
<INVESTMENTS-HELD-FOR-SALE>                    9,364,083
<INVESTMENTS-CARRYING>                           871,734
<INVESTMENTS-MARKET>                             868,314
<LOANS>                                        4,841,614
<ALLOWANCE>                                       70,307
<TOTAL-ASSETS>                                33,631,012
<DEPOSITS>                                    20,444,469
<SHORT-TERM>                                   9,010,866
<LIABILITIES-OTHER>                            1,662,575
<LONG-TERM>                                      775,373
<COMMON>                                          83,614
<PREFERRED-MANDATORY>                                  0
<PREFERRED>                                            0
<OTHER-SE>                                     1,654,115
<TOTAL-LIABILITIES-AND-EQUITY>                33,631,012
<INTEREST-LOAN>                                   76,046
<INTEREST-INVEST>                                139,690
<INTEREST-OTHER>                                 182,302
<INTEREST-TOTAL>                                 398,038
<INTEREST-DEPOSIT>                               108,748
<INTEREST-EXPENSE>                               248,036
<INTEREST-INCOME-NET>                            150,002
<LOAN-LOSSES>                                      3,000
<SECURITIES-GAINS>                                   (51)
<EXPENSE-OTHER>                                  391,333
<INCOME-PRETAX>                                  130,177
<INCOME-PRE-EXTRAORDINARY>                       130,177
<EXTRAORDINARY>                                        0
<CHANGES>                                              0
<NET-INCOME>                                      86,438
<EPS-PRIMARY>                                        .54
<EPS-DILUTED>                                        .53
<YIELD-ACTUAL>                                      5.67
<LOANS-NON>                                        5,860
<LOANS-PAST>                                           0
<LOANS-TROUBLED>                                       0
<LOANS-PROBLEM>                                        0
<ALLOWANCE-OPEN>                                  72,614
<CHARGE-OFFS>                                      5,536
<RECOVERIES>                                         229
<ALLOWANCE-CLOSE>                                 70,307
<ALLOWANCE-DOMESTIC>                                   0
<ALLOWANCE-FOREIGN>                                    0
<ALLOWANCE-UNALLOCATED>                                0