<ARTICLE>  9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE BALANCE
SHEET AND INCOME STATEMENT AND FROM THE MANAGEMENT DISCUSSION AND ANALYSIS AND
IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS AND
MANAGEMENT DISCUSSION.
</LEGEND>
<MULTIPLIER>     1,000
       
<RESTATED>
                                          
<PERIOD-TYPE>                  9-MOS
<FISCAL-YEAR-END>                            DEC-31-1996
<PERIOD-END>                                 SEP-30-1996
<CASH>                                         1,436,809
<INT-BEARING-DEPOSITS>                         6,206,406
<FED-FUNDS-SOLD>                               5,807,125
<TRADING-ASSETS>                                 200,111
<INVESTMENTS-HELD-FOR-SALE>                    7,842,463
<INVESTMENTS-CARRYING>                           851,871
<INVESTMENTS-MARKET>                             850,226
<LOANS>                                        4,251,752
<ALLOWANCE>                                       71,421
<TOTAL-ASSETS>                                28,444,918
<DEPOSITS>                                    17,376,220
<SHORT-TERM>                                   7,903,874
<LIABILITIES-OTHER>                            1,266,527
<LONG-TERM>                                      275,869
<COMMON>                                          82,693
<PREFERRED-MANDATORY>                                  0
<PREFERRED>                                            0
<OTHER-SE>                                     1,539,735
<TOTAL-LIABILITIES-AND-EQUITY>                28,444,918
<INTEREST-LOAN>                                  203,695
<INTEREST-INVEST>                                327,028
<INTEREST-OTHER>                                 526,197
<INTEREST-TOTAL>                               1,056,920
<INTEREST-DEPOSIT>                               319,957
<INTEREST-EXPENSE>                               652,758
<INTEREST-INCOME-NET>                            404,162
<LOAN-LOSSES>                                      6,001
<SECURITIES-GAINS>                                 4,560
<EXPENSE-OTHER>                                1,022,732
<INCOME-PRETAX>                                  114,472
<INCOME-PRE-EXTRAORDINARY>                       114,472
<EXTRAORDINARY>                                        0
<CHANGES>                                              0
<NET-INCOME>                                     214,873
<EPS-PRIMARY>                                       1.33
<EPS-DILUTED>                                       1.31
<YIELD-ACTUAL>                                      5.68
<LOANS-NON>                                        8,000
<LOANS-PAST>                                           0
<LOANS-TROUBLED>                                       0
<LOANS-PROBLEM>                                        0
<ALLOWANCE-OPEN>                                  63,491
<CHARGE-OFFS>                                      4,136
<RECOVERIES>                                       6,065
<ALLOWANCE-CLOSE>                                 71,421
<ALLOWANCE-DOMESTIC>                                   0
<ALLOWANCE-FOREIGN>                                    0
<ALLOWANCE-UNALLOCATED>                                0