<ARTICLE>  9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE BALANCE
SHEET AND INCOME STATEMENT AND FROM THE MANAGEMENT DISCUSSION AND ANALYSIS AND
IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS AND
MANAGEMENT DISCUSSION.
</LEGEND>
<RESTATED>
<MULTIPLIER>     1,000
<PERIOD-TYPE>                  6-MOS
<FISCAL-YEAR-END>                            DEC-31-1996
<PERIOD-END>                                 JUN-30-1996
<CASH>                                         1,837,029
<INT-BEARING-DEPOSITS>                         7,758,948
<FED-FUNDS-SOLD>                               4,245,014
<TRADING-ASSETS>                                 256,325
<INVESTMENTS-HELD-FOR-SALE>                    7,591,957
<INVESTMENTS-CARRYING>                           839,765
<INVESTMENTS-MARKET>                             837,101
<LOANS>                                        4,268,471
<ALLOWANCE>                                       70,088
<TOTAL-ASSETS>                                28,943,675
<DEPOSITS>                                    19,346,804
<SHORT-TERM>                                   6,307,265
<LIABILITIES-OTHER>                            1,437,366
<LONG-TERM>                                      276,101
<COMMON>                                          82,693
<PREFERRED-MANDATORY>                                  0
<PREFERRED>                                            0
<OTHER-SE>                                     1,493,446
<TOTAL-LIABILITIES-AND-EQUITY>                28,943,675
<INTEREST-LOAN>                                  132,943
<INTEREST-INVEST>                                202,143
<INTEREST-OTHER>                                 353,286
<INTEREST-TOTAL>                                 688,372
<INTEREST-DEPOSIT>                               214,554
<INTEREST-EXPENSE>                               422,889
<INTEREST-INCOME-NET>                            265,483
<LOAN-LOSSES>                                      4,001
<SECURITIES-GAINS>                                 3,784
<EXPENSE-OTHER>                                  672,708
<INCOME-PRETAX>                                  218,432
<INCOME-PRE-EXTRAORDINARY>                       218,432
<EXTRAORDINARY>                                        0
<CHANGES>                                              0
<NET-INCOME>                                     141,258
<EPS-PRIMARY>                                        .87
<EPS-DILUTED>                                        .86
<YIELD-ACTUAL>                                      5.45
<LOANS-NON>                                       10,400
<LOANS-PAST>                                           0
<LOANS-TROUBLED>                                       0
<LOANS-PROBLEM>                                        0
<ALLOWANCE-OPEN>                                  63,491
<CHARGE-OFFS>                                      2,759
<RECOVERIES>                                       5,355
<ALLOWANCE-CLOSE>                                 70,088
<ALLOWANCE-DOMESTIC>                                   0
<ALLOWANCE-FOREIGN>                                    0
<ALLOWANCE-UNALLOCATED>                                0