<ARTICLE> 9 <CIK> 0001085706 <NAME> PENNSYLVANIA COMMERCE BANCORP INC <MULTIPLIER> 1,000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> DEC-31-1999 <CASH> 27,490 <INT-BEARING-DEPOSITS> 279,051 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 29,039 <INVESTMENTS-CARRYING> 29,039 <INVESTMENTS-MARKET> 27,877 <LOANS> 216,105 <ALLOWANCE> 2,841 <TOTAL-ASSETS> 378,912 <DEPOSITS> 348,546 <SHORT-TERM> 0 <LIABILITIES-OTHER> 9,989 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 400 <COMMON> 1,644 <OTHER-SE> 18,334 <TOTAL-LIABILITIES-AND-EQUITY> 378,913 <INTEREST-LOAN> 16,765 <INTEREST-INVEST> 7,865 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 24,617 <INTEREST-DEPOSIT> 9,916 <INTEREST-EXPENSE> 9,941 <INTEREST-INCOME-NET> 14,676 <LOAN-LOSSES> 762 <SECURITIES-GAINS> 1 <EXPENSE-OTHER> 13,729 <INCOME-PRETAX> 4,716 <INCOME-PRE-EXTRAORDINARY> 4,716 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 3,103 <EPS-BASIC> 1.85 <EPS-DILUTED> 1.72 <YIELD-ACTUAL> 7.70 <LOANS-NON> 684 <LOANS-PAST> 20 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 12 <ALLOWANCE-OPEN> 2,232 <CHARGE-OFFS> 166 <RECOVERIES> 13 <ALLOWANCE-CLOSE> 2,841 <ALLOWANCE-DOMESTIC> 2,841 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0