<ARTICLE> 9 <CIK> 0000834285 <NAME> REPUBLIC FIRST BANCORP INC. <PERIOD-TYPE> 9-mos <FISCAL-YEAR-END> Dec-31-1999 <PERIOD-END> Sep-30-2000 <CASH> 16,604,000 <INT-BEARING-DEPOSITS> 509,000 <FED-FUNDS-SOLD> 29,233,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 154,391,000 <INVESTMENTS-CARRYING> 17,933,000 <INVESTMENTS-MARKET> 17,918,000 <LOANS> 409,218,000 <ALLOWANCE> 3,804,000 <TOTAL-ASSETS> 641,269,000 <DEPOSITS> 411,860,000 <SHORT-TERM> 20,040,000 <LIABILITIES-OTHER> 9,978,000 <LONG-TERM> 160,000,000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 63,000 <OTHER-SE> 39,328,000 <TOTAL-LIABILITIES-AND-EQUITY> 641,269,000 <INTEREST-LOAN> 24,739,000 <INTEREST-INVEST> 9,225,000 <INTEREST-OTHER> 298,000 <INTEREST-TOTAL> 34,262,000 <INTEREST-DEPOSIT> 12,878,000 <INTEREST-EXPENSE> 21,589,000 <INTEREST-INCOME-NET> 12,673,000 <LOAN-LOSSES> 600,000 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 9,453,000 <INCOME-PRETAX> 3,931,000 <INCOME-PRE-EXTRAORDINARY> 3,931,000 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 2,634,000 <EPS-BASIC> 0.43 <EPS-DILUTED> 0.42 <YIELD-ACTUAL> 7.93 <LOANS-NON> 793,000 <LOANS-PAST> 740,000 <LOANS-TROUBLED> 1,982,000 <LOANS-PROBLEM> 735,000 <ALLOWANCE-OPEN> 3,208,000 <CHARGE-OFFS> 83,000 <RECOVERIES> 79,000 <ALLOWANCE-CLOSE> 3,804,000 <ALLOWANCE-DOMESTIC> 3,804,000 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 629,000