Certification of Chief Financial Officer of Pennsylvania Commerce Bancorp, Inc.
pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.



The undersigned  hereby certify,  pursuant to Section 906 of the  Sarbanes-Oxley
Act of 2002 and in connection with this Annual Report on Form 10-K, that:

o  The  report  fully  complies  with the  requirements  of Section  13(a) or
   15(d) of the  Securities Exchange Act of 1934, as amended and

o  The  information  contained  in the report  fairly  represents,  in all
   material  respects,  the company's  financial  condition and results of
   operations.



/s/ Mark A. Zody
- ------------------------------------------------
Mark A. Zody,
Chief Financial Officer


Dated: March 31, 2003