CERTIFICATION PURSUANT TO
                               18 U.S.C. ss.1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


         In connection with the Quarterly Report on Form 10-Q of Republic First
Bancorp, Inc. (the "Company") for the quarter ended March 31, 2003, as filed
with the Securities and Exchange Commission on the date hereof (the "Report"),
each of the undersigned President and Chief Executive Officer and Executive and
Chief Financial Officer of the Company, certifies, to the best knowledge and
belief of the signatory, pursuant to 18 U.S.C. ss.1350, as adopted pursuant to
Section 906 of the Sarbanes-Oxley Act of 2002, that:

     (1) The Report fully  complies  with the  requirements  of Section 13(a) or
15(d) of the Securities Exchange Act of 1934; and

     (2)  The  information  contained  in the  Report  fairly  presents,  in all
material  respects,  the  financial  condition  and results of operations of the
Company.

/s/ Harry D. Madonna                              /s/   Paul Frenkiel
- ------------------------------------         -----------------------------------
 President and Chief Executive Officer       Executive Vice President and Chief
                                             Financial Officer

Date:May 15, 2003                            Date: May 15, 2003