EXHIBIT 99.1







                                  CERTIFICATION



          Each of the undersigned hereby certifies,  for the purposes of Section
1350 of Chapter 63 of Title 18 of the United States Code, as adopted pursuant to
Section 906 of the  Sarbanes-Oxley Act of 2002, in his capacity as an officer of
Commerce  Bancorp,  Inc.  ("Commerce"),  that the Annual Report for the Commerce
Bancorp,  Inc.  401(k)  Retirement Plan (the "Plan") on Form 11-K for the period
ended December 31, 2002,  fully complies with the  requirements of Section 13(a)
or  15(d) of the  Securities  Exchange  Act of 1934  and  that  the  information
contained in such report fairly  presents,  in all material  respects the assets
available for benefits and changes in assets available for benefits of the Plan.

         This written statement is being furnished to the Securities and
Exchange Commission as an exhibit to such Form 11-K. A signed original of this
statement has been provided to Commerce and will be retained by Commerce and
furnished to the Securities and Exchange Commission or its staff upon request.


     Date:    June 30, 2003                    By: /s/  Vernon W. Hill, II
                                                   -----------------------------
                                                        Vernon W. Hill, II
                                                        Chief Executive Officer


     Date:    June 30, 2003                    By: /s/  Douglas J. Pauls
                                                   -----------------------------
                                                        Douglas J. Pauls
                                                        Chief Financial Officer