-----------------------------------------
                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549
                    -----------------------------------------

                                    FORM 8-K

                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
                    -----------------------------------------
       Date of Report (Date of earliest event reported): November 12, 2003


                       PENNSYLVANIA COMMERCE BANCORP, INC.
        -----------------------------------------------------------------
             (Exact Name of Registrant as Specified in its Charter)


            Pennsylvania                333-78445            25-1834776
    ---------------------------- --------------------- ---------------------
 (State or other jurisdiction of       (Commission         (I.R.S. Employer
  incorporation or organization)       file number)       Identification No.)



        100 Senate Avenue, Camp Hill, Pennsylvania               17011
 ------------------------------------------------------------------------------
         (Address of Principal Executive Offices)              (zip code)



                                 (717) 975-5630
             ------------------------------------------------------
                     (Telephone number, including area code)






Item 7.  Financial Statements and Exhibits

         Exhibit No.
         -----------

      99.1  Press Release, dated October 21, 2003

      99.2  Supplemental Information



Item 12.  Results of Operations and Financial Condition

         On October 21, 2003, Pennsylvania Commerce Bancorp, Inc. issued a press
release reporting financial results for its third quarter of 2003. A copy of the
press release is attached as Exhibit 99.1 to this report.

         On October 21, 2003,  the  Registrant  also made  certain  supplemental
information  available.  A copy of the  supplemental  information is attached as
Exhibit 99.2 to this report.













                                   SIGNATURES


         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.



                                    Pennsylvania Commerce Bancorp, Inc.
                                    --------------------------------------------
                                                      (Registrant)



         Date: November 12, 2003    /s/ Gary L. Nalbandian
                                    --------------------------------------------
                                    Gary L. Nalbandian,
                                    Chairman and President

                                    /s/ Mark A. Zody
                                    --------------------------------------------
                                    Mark A. Zody,
                                    Chief Financial Officer
                                    (Principal Financial and Accounting Officer)





                                    EXHIBIT INDEX

     Exhibit No.        DESCRIPTION
     -----------        -----------

            99.1        Press Release of Pennsylvania Commerce Bancorp, Inc.
                        dated October 21, 2003.

            99.2        Supplemental Information