SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF THE REPORT (Date of Earliest Event Reported): January 22, 2004 REPUBLIC FIRST BANCORP, INC. (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER) PENNSYLVANIA 0-17007 23-2486815 ------------ ------- ---------- (STATE OR OTHER JURISDICTION (COMMISSION FILE (I.R.S. EMPLOYER OF INCORPORATION) NUMBER) IDENTIFICATION NO.) 1608 WALNUT STREET, PHILADELPHIA PA 19103 ----------------------------------------- (ADDRESS AND ZIP CODE OF PRINCIPAL EXECUTIVE OFFICES) REGISTRANT'S TELEPHONE NUMBER, INCLUDING AREA CODE (215) 735-4422 -------------- - -------------------------------------------------------------------------------- (FORMER NAME OR FORMER ADDRESS, IF CHANGED FROM LAST REPORT) Page 1 of 3 Pages Item 7 . Financial Statements and Exhibits - ------------------------------------------- (c) Exhibits 99 - Press Release dated January 22, 2004 of Republic First Bancorp, Inc (funrnished pursuant to Items 9 and 12 hereof). Item 9. Regulation FD Disclosure. - --------------------------------- On January 22, 2004, Republic First Bancorp, Inc. issued a press release reporting on its results of operations and balance sheet for the quarter ended December 31, 2003. This press release is furnished in this report, pursuant to Items 9 and 12 herof, as Exhibit 99. Page 2 of 3 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. REPUBLIC FIRST BANCORP, INC. ---------------------------- (Registrant) Dated: January 23, 2004 By: /s/ PAUL FRENKIEL ---------------- ---------------------- Paul Frenkiel Chief Financial Officer Page 3 of 3