SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 11, 2004 ----------------- PMA Capital Corporation ----------------------- (Exact name of registrant as specified in its charter) Pennsylvania 000-22761 23-2217932 ------------ --------- ---------- (State or other jurisdiction (Commission (IRS Employer of incorporation) File Number) Identification No.) 1735 Market Street, Suite 2800 Philadelphia, Pennsylvania 19103-7590 -------------------------- ---------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (215) 665-5046 -------------- Not Applicable -------------- (Former name or former address, if changed since last report) Item 7. Financial Statements and Exhibits --------------------------------- (c) Exhibits. The Exhibit Index on page E-1 is incorporated herein -------- by reference. Item 12. Disclosure of Results of Operations and Financial Condition ----------------------------------------------------------- On February 11, 2004, the registrant issued a news release regarding, its Fourth Quarter 2003 results, a copy of which is furnished as Exhibit 99.1 hereto and is incorporated herein by reference, and the Company's Fourth Quarter 2003 Statistical Supplement is furnished as Exhibit 99.2 and is incorporated herein by reference. The information, including exhibits attached hereto, furnished under this Item 12 shall not be deemed "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that Section. The information in this Current Report shall not be incorporated by reference into any registration statement or other document pursuant to the Securities Act of 1933, as amended, except as otherwise expressly stated in such filing. 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. PMA Capital Corporation Date: February 11, 2004 By: /s/ William E. Hitselberger ------------------------------ William E. Hitselberger Senior Vice President, Chief Financial Officer and Treasurer 3 Index to Exhibits Number Description Method of Furnishing ------ ----------- -------------------- 99.1 PMA Capital Corporation Furnished herewith. news release dated February 11, 2004 99.2 Fourth Quarter 2003 Furnished herewith. Statistical Supplement E-1