Exhibit 32
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                CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Pursuant  to Section  906 of the  Sarbanes-Oxley  Act of 2002  (Section  1350 of
Chapter  63 of Title 18 of the  United  States  Code),  each of the  undersigned
officers of Commerce  Bancorp,  Inc. (the  "Company"),  does hereby certify with
respect to the Quarterly Report of the Company on Form 10-Q for the period ended
June 30, 2004 (the "Report") that:

1.   The Report fully complies with the  requirements  of Section 13(a) or 15(d)
     of the Securities Exchange Act of 1934; and
2.   The information  contained in the Report fairly  presents,  in all material
     respects, the financial condition and results of operation of the Company.


Date: August 9, 2004                                 /s/    Vernon W. Hill, II
                                                     --------------------------
                                                     Vernon W. Hill, II
                                                     Chief Executive Officer

Date: August 9, 2004                                 /s/   Douglas J. Pauls
                                                     --------------------------
                                                     Douglas J. Pauls
                                                     Chief Financial Officer


The foregoing certification is being furnished solely pursuant to Section 906 of
the  Sarbanes-Oxley  Act of 2002  (Section 1350 of Chapter 63 of Title 18 of the
United  States  Code)  and is not  being  filed  as part of the  Report  or as a
separate disclosure document.


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