Exhibit 32
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                CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 (Section 1350 of
Chapter 63 of Title 18 of the United States Code), each of the undersigned
officers of Commerce Bancorp, Inc. (the "Company"), does hereby certify with
respect to the Quarterly Report of the Company on Form 10-Q for the period ended
September 30, 2004 (the "Report") that:

1.      The Report fully  complies  with the  requirements  of Section  13(a) or
        15(d) of the Securities Exchange Act of 1934; and

2.      The information contained in the Report fairly presents, in all material
        respects,  the  financial  condition  and  results of  operation  of the
        Company.


Date: November 8, 2004                               /s/    Vernon W. Hill, II
                                                     -------------------------
                                                     Vernon W. Hill, II
                                                     Chief Executive Officer

Date: November 8, 2004                               /s/   Douglas J. Pauls
                                                     ----------------------
                                                     Douglas J. Pauls
                                                     Chief Financial Officer


The foregoing certification is being furnished solely pursuant to Section 906 of
the Sarbanes-Oxley Act of 2002 (Section 1350 of Chapter 63 of Title 18 of the
United States Code) and is not being filed as part of the Report or as a
separate disclosure document.

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