Exhibit 23.3


               Consent of Ernst & Young LLP, Independent Auditors



We consent to the reference to our firm under the caption "Experts" in the
Registration Statement Form S-3 and related Prospectus of Delphi Financial
Group, Inc. for the registration of up to $200.8 million in debt and equity
securities and to the incorporation by reference therein of our report dated
February 8, 2002 with respect to the consolidated financial statements of Delphi
Financial Group, Inc. included in the Annual Report on Form 10-K for the year
ended December 31, 2001 and the related financial statement schedules included
therein, filed with the Securities and Exchange Commission.


                                              /s/ ERNST & YOUNG LLP


Philadelphia, Pennsylvania
April 16, 2002