EXHIBIT 23.1

                    CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS



         As independent public accountants, we hereby consent to
the
incorporation of our reports included in this Form 10-K into the
Company's
previously filed Registration Statements on Form S-8 (File No.
33-39155), Form
S-3 (File No. 33- 74982) and Form S-3 (File No. 33-59379).



San Francisco, California                             ARTHUR
ANDERSEN LLP
March 12, 1996