MOSS - ADAMS LLP
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Certified Public Accountants

                                                                    Exhibit 23.2



         CONSENT AND REPORT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANT


We  hereby  consent  to the  incorporation  by  reference  in this  Registration
Statement of Eagle  Bancorp on Form S-8 of our report dated October 26, 1999, on
the  financial  statements  of American  Federal  Savings Bank  appearing in the
prospectus  filed under the Securities Act of 1933 that relates to  Registration
Statement No. 333-93077 filed on form SB-2.



                                                  /s/   Moss Adams LLP
                                                  --------------------

Portland, Oregon
March 13, 2000