FORM 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 CURRENT REPORT Pursuant to Section 13 of 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 4, 1997 First Citizens Financial Corporation - -------------------------------------------------------------------------------- (Exact name of registrant as specified in its charter) Delaware 0-17912 52-1638667 - -------------------------------------------------------------------------------- (State or other (Commission (IRS Employer jurisdiction of File Number) Identification No.) incorporation) 22 Firstfield Road Gaithersburg, Maryland 20878 - -------------------------------------------------------------------------------- (Address of principal executive office) (Zip Code) Registrant's telephone number, including area code: (301) 527-2400 -------------- Not applicable - -------------------------------------------------------------------------------- (Former name or former address, if changed since last report) Page 1 of 3 Pages. Item 5. Other Events. ------------- First Citizens Financial Corporation announced on March 3, 1997 that its 1997 annual meeting of stockholders will be held at 9:00 a.m. on Friday, April 25, 1997 at the Quality Suites Hotel, 3 Research Court, Rockville, Maryland. The record date for stockholders entitled to vote at the meeting is March 7, 1997. 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FIRST CITIZENS FINANCIAL CORPORATION ------------------------------------ (Registrant) By: /s/ -------------------------------- Enos K. Fry President Date: March 4, 1997 ------------- 3