EXHIBIT 23.2








                       [WOLF & COMPANY, P.C. LETTERHEAD]
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               CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS


We consent to the use in this Registration Statement on Form SB-2 and Prospectus
of Summit Bancorp, Inc. (proposed holding company for Summit Bank) of our report
dated  August  8,  1997,  except  for  Notes 15 and 16 as to which the dates are
August 19, 1997 and March 12, 1998,  respectively,  on the consolidated  balance
sheets of Summit Bank as of June 30, 1997 and 1996, and the related consolidated
statements of income,  changes in retained earnings and cash flows for the years
then ended and to the use of our name and the statements  with respect to us, as
appearing under the heading "Experts" in the Prospectus.


/s/ Wolf & Company, P.C.

Wolf & Company, P.C.


Boston, Massachusetts
June 8, 1998